Why can't I withdraw money from PayPal?

Asked by: Katelyn D'Amore V  |  Last update: May 26, 2026
Score: 4.9/5 (20 votes)

Inability to withdraw money from PayPal is commonly caused by account limitations, security reviews, unverified bank accounts, or insufficient available funds. Common reasons include pending security reviews, required identity documentation, or a mismatch between bank information and PayPal records.

Why can't i withdraw money from my PayPal account?

There may be a limitation on your PayPal account that prevents the transfer. Remove the limitation to restore your full account functionality. Your debit card or bank account may not be eligible to process the instant transfer. Select a different bank or card that supports instant transfer from PayPal.

How do I get my money out of my PayPal account?

Start a withdrawal on the PayPal Website:

  1. Go to Wallet.
  2. Click Transfer Money.
  3. Select Transfer to your bank.
  4. Choose: Instant Transfer (fee applies). Standard Transfer (no fee).
  5. Follow the on-screen instructions to complete your transfer.

Why won't PayPal release my money?

If you're not receiving PayPal money, first check your email spam folder and PayPal Activity for the transaction, then confirm the sender used the correct, verified email address on your account; common issues include account limitations, funds on hold for new accounts, or payment reviews, which can often be resolved by checking your Resolution Center or contacting PayPal Support with transaction details.
 

How do I transfer my money from PayPal to my bank account?

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  1. Sign into your PayPal account at paypal.com.
  2. Once signed in, click "Withdraw" near the top of the page.
  3. Click "Transfer Money to Bank Account"
  4. Enter the amount you want to withdraw.
  5. Select the bank account you want to credit, then click continue.

Why can't I withdraw money from PayPal?

30 related questions found

Why can't I transfer money to my debit card from PayPal?

Incorrect Bank Account Details: Ensure your linked bank account matches your debit card details (e.g., name, address, and other identifiers). Card Eligibility: If your card isn't available when you try to initiate a transfer, it may not be supported.

How to use PayPal for bank transfer?

You can choose to send money via 1Link by adding the recipient's bank account details or via Raast by entering the IBAN or Raast ID of the receiver. Enter the amount you wish to send. Verify the recipient's details. Authenticate the transaction using your Face ID/fingerprint or enter your MPIN.

Why is it so hard to get money out of PayPal?

Account limitations prevent you from completing certain actions with your account, such as withdrawing, sending, or receiving payments. These limitations may be implemented when we see activity that seems unusual or suspicious. This is intended to help protect our customers – both buyers and sellers.

What is going on with PayPal right now?

Right now, PayPal is generally operational with no widespread outages, but users are discussing specific issues like changes to their "Pay in 4" program (including a "nerf" or reduction in benefits), potential payment declines (often due to card issues or account limits), and general customer experiences on platforms like Reddit, alongside business changes like the rebranding of Zettle to PayPal Point of Sale (POS) and financial market volatility affecting their stock. 

Why will PayPal hold money?

Sometimes, we may place a payment on hold for 24 hours as a security precaution. This can happen for many reasons, such as you haven't sent money in a while or you're sending money to someone new. We just need to confirm it's you sending the money.

Which bank can withdraw from PayPal?

The FNB Withdraw Service with PayPal allows you to withdraw funds paid into your PayPal account to your FNB or any linked South African bank account. You will need an FNB Online Banking profile.

What if my PayPal withdrawal fails?

We'll email you if we receive any information from your bank. If the bank is unable to process your request due to incomplete or incorrect information in your withdrawal request, the funds will be returned to your PayPal account (a return fee may apply in this case).

How to withdraw from PayPal to Cash App?

You can't directly send money from PayPal to Cash App, but you can transfer funds by first moving money from your PayPal balance to a linked bank account, then adding that money from the bank account to your Cash App, or by linking your Cash App debit card (Cash Card) to PayPal for a more direct transfer to the card. The bank transfer method involves withdrawing from PayPal to your bank (standard is free, instant has a fee), then adding cash to Cash App from your bank. 

Why can't I withdraw money from my account?

1. Insufficient Funds. Having money in your account is not enough; you must have enough available balance to cover the transaction. Banks often set aside some funds for pending transactions or other holds (like for maintenance accounts, there's a fixed amount at hold), reducing your available balance.

How do I withdraw money out of PayPal?

Go to Wallet. Click Transfer Money. Click Withdraw from PayPal to your bank account. Select Instant (Free) or Standard (Free).

How long do you have to wait to withdraw from PayPal?

A standard transfer is usually completed within 3-5 working days. Sometimes it can take longer, depending on the bank's clearance process. If the bank encounters a problem with your withdrawal request, they'll notify us within 1 week from the time you requested your withdrawal.

Why is PayPal shutting down accounts?

We strive to provide our customers with seamless and user-friendly services. Unfortunately, sometimes, we are unable to offer services to an account for various reasons, including local laws, our policies, or the policies of our partners.

Why is PayPal not letting me transfer money?

If PayPal won't let you send money, it's usually due to account limitations, security holds, unverified info (email/bank), insufficient funds, or issues with your funding source, requiring you to check your Resolution Center, verify details, contact your bank, or use a different browser/device to resolve. 

Is PayPal here being discontinued in the US?

NOTE: In April 2023, PayPal Here was discontinued and became PayPal Zettle or Zettle by PayPal. We're leaving this comparison here for historical purposes, but it will no longer be updated and PayPal Here is no longer available.

Why is PayPal not letting me take my money out?

A limited account means that you won't be able to do certain things with your PayPal account. For example, you might not be able to send or withdraw money. Usually, we ask you to complete some steps to remove your account limitation.

Why won't PayPal release my funds?

If you're not receiving PayPal money, first check your email spam folder and PayPal Activity for the transaction, then confirm the sender used the correct, verified email address on your account; common issues include account limitations, funds on hold for new accounts, or payment reviews, which can often be resolved by checking your Resolution Center or contacting PayPal Support with transaction details.
 

Can you do bank to bank transfers with PayPal?

Instant money transfers from a bank account are a quick and efficient way to send money immediately from one account to another. Users can use digital wallets and peer-to-peer payment apps like PayPal to make these transfers in minutes rather than days, like some other transfer methods.

What is SMS code 8627?

💡 Simply send BAL (space) [Your 14-Digit Account Number] to 8627 from your registered mobile number. 📲 Stay in control of your finances—anytime, anywhere!