You're likely getting two Social Security deposits because of how payments are scheduled when the first of the month falls on a weekend or holiday, causing an early payment for the next month, especially common for Supplemental Security Income (SSI). Other reasons can include a retroactive payment for past work or a cost-of-living adjustment (COLA).
A few times a year, recipients of Supplemental Security Income (SSI) receive two payments in a month. But those double deposits aren't extra money. They're early payments for the following month.
Confusion about payment timing and eligibility for multiple Social Security benefits. Social Security sometimes issues double payments in August due to a shift in the payment schedule. This occurs when the usual payment date falls early in the month, and an additional payment is made later.
Yes, Social Security is giving extra money through the 2026 Cost-of-Living Adjustment (COLA), which is a 2.8% increase for most beneficiaries starting in January 2026, raising the average retirement check by about $56 monthly due to higher inflation. This annual adjustment helps benefits keep pace with rising living costs, though some people might receive notices later in December.
Social Security payment increases can result from cost-of-living adjustments, retroactive payments, or corrections by the SSA. Beneficiaries should review recent SSA notices or contact the agency directly to confirm reasons. Changes in benefits may also reflect delayed processing or updated earnings records.
The term “Social Security bonus” isn't an official benefit but a way to describe how retirees can increase the amount they receive each month. Social Security allows you to boost your monthly payment by delaying when you start claiming benefits.
Overpayments occur because of missing or wrong information. This can happen if you don't tell us about changes in your life, like your ability to work, where you live, your marital status, or your income. If you receive an overpayment notice from us, it will explain the specific reason your overpayment occurred.
The extra $144 added to Social Security usually comes from the Medicare Part B Giveback benefit, offered by some Medicare Advantage (Part C) plans, which pays back some or all your Part B premium, showing up as extra money in your check if it's deducted from your Social Security. To qualify, you need Original Medicare (Parts A & B), pay your own Part B premium, live in a plan's service area, and enroll in a specific Medicare Advantage plan that offers this "rebate," with the amount varying by plan and location.
This is one of those months when some Social Security recipients may have three checks hit their bank accounts. Those who get Supplemental Security Income checks will get two checks in the month of May – one for May and another for June – due to quirks in the Social Security Administration's calendar.
Eligibility Criteria for Senior Stimulus Checks
Those who receive Social Security benefits, Supplemental Security Income (SSI), or veterans' benefits are also considered for stimulus payments, even if they do not file a tax return.
2025 Updates and New IRS Features
Additionally, while previous tax refunds sometimes included stimulus payments related to pandemic relief, these payments have been phased out in 2025. Therefore, if you see a deposit labeled “IRS Treas 310” today, it is almost certainly solely from your tax refund.
According to financial outlet Quartz, those who receive Supplemental Security Income (SSI), which is given to elderly Americans with little or no income and disabled people, will receive two checks in December.
Federal law mandates that all federal benefit payments – including Social Security benefits and Supplemental Security Income (SSI) – be made electronically. There are two ways you can receive your payments: Into an existing bank account via Direct Deposit. Onto a Direct Express® Debit Mastercard®
Answer: It is fairly common for members who are already retired to receive a retroactive payment for a period that they were previously working. This usually happens when a union settles a contract, which results in a payment to all members of that union who were employed after a certain date.
The 2.8 percent cost-of-living adjustment (COLA) will begin with benefits payable to nearly 71 million Social Security beneficiaries in January 2026. Increased payments to nearly 7.5 million SSI recipients will begin on December 31, 2025. (Note: Some people receive both Social Security and SSI benefits.)
Qualifying for the third stimulus check
If you receive Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) benefits, you will automatically qualify for the third stimulus check which will be in the amount $1400.
Visit the IRS Get My Payment (GMP) portal at https://www.irs.gov/coronavirus/get-my-payment to see if you can expect a 2021 Economic Impact Payment. The GMP portal will provide the date when your payment was or will be sent.
Most people will receive their one-time retroactive payment by the end of March, which will be deposited into their bank account on record with Social Security.
The SSI Program is a federally funded program which provides income support to eligible individuals who are aged 65 or older, blind or disabled. SSI benefits are also available to qualified blind or disabled children.
An overpayment can happen when a beneficiary fails to update a change in income, for instance, and as a result Social Security overpays them. Or the SSA can incorrectly calculate a person's benefits.
An unexpected Social Security deposit often means you're receiving back pay for a past underpayment, a retroactive adjustment (like from new laws or corrected earnings), or a one-time payment after a claim was approved, sometimes appearing before a letter arrives. Common reasons include corrections for old errors, benefits switching (e.g., from SSI to DAC), or adjustments from laws like the Social Security Fairness Act. You should contact the SSA to confirm the reason and avoid spending it until you understand it, as it could be an error requiring repayment.