Why is my account under review in the IRS?

Asked by: Prof. Mae Von Jr.  |  Last update: July 23, 2026
Score: 4.4/5 (40 votes)

An IRS account review usually occurs because your tax return was flagged for potential errors, discrepancies, or random selection, often triggered by automated systems (DIF) checking for inconsistent income/deductions. Common causes include mismatched W-2/1099 information, high deductions, identity verification, or large, unexpected refunds. Reviews take 45–180 days.

How long can IRS review your taxes?

How far back can the IRS go to audit my return? Generally, the IRS can include returns filed within the last three years in an audit. If we identify a substantial error, we may add additional years. We usually don't go back more than the last six years.

What triggers an IRS review?

Unreported income

The IRS receives copies of your W-2s and 1099s, and their systems automatically compare this data to the amounts you report on your tax return. A discrepancy, such as a 1099 that isn't reported on your return, could trigger further review.

Does under review mean audit?

A review does not automatically mean you are being audited. The IRS may only want to verify some details. If concerns persist, they might request more information. Most reviews end without a full audit.

Why is IRS randomly selected for review?

District offices select returns randomly sometimes for special research programs, but generally the returns are selected because they have good audit potential. The potential is discovered by a computerized system called the Discriminant Function System (DIF). In most cases, the decisionmaker is not the auditor.

IRS WMR Status - We have received your tax return and it is Being Processed

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Does under review mean accepted?

Under Review: Your application is in the pre-screen phase, which could include recruiter review, hiring manager review, and/or initial phone interview. Interview: You have been invited to and are participating in the formal interview process.

How can I speed up my IRS review?

What should I do? Request an expedited refund by calling the IRS at 800-829-1040 (TTY/TDD 800-829-4059). Request a manual refund expedited to you.

How can you tell if the IRS is investigating you?

You know the IRS might be investigating you through official mail (first contact), phone calls (often with automated messages to IRS.gov), or in-person visits, but signs of a criminal probe include contact with IRS Criminal Investigation (CI) agents, subpoenas to you or your bank, questions to your accountant/bank, unusual account activity (freezing/refusing transactions), or agents suddenly going silent after an audit. Key indicators are official IRS letters, contact from CI special agents, third-party inquiries, and formal summonses for records, signaling serious scrutiny beyond a simple audit. 

How will you know if the IRS is auditing you?

The IRS performs audits by mail or in person. The notice you receive will have specific information about why your return is being examined, what documents if any they need from you, and how you should proceed. Once the IRS completes the examination, it may accept your return as filed or propose changes.

Why is my refund taking so long to be reviewed?

A tax refund could be delayed weeks or even months in some cases. The length of the delay may depend on how backed up the IRS is on processing tax returns, whether you turn around requested documentation quickly, and whether you need to file an amended return.

How long does the IRS have to complete a review?

Legal answer: Three years

Technically, except in cases of fraud or a back tax return, the IRS has three years from the date you filed your return (or April 15, whichever is later) to charge you (or, “assess”) additional taxes. This three-year timeframe is called the assessment statute of limitations.

Is an IRS review the same as an audit?

You may face an IRS audit after an IRS review. If the IRS reviews your information and detects inaccuracies in your tax returns, it may conduct a comprehensive audit to look into the matter further.

How long does it take to get a tax refund after review?

Generally, the amount of time is based on your filing date and you'll get your refund within 21 days after you e-file. (Paper filed returns can take much longer.) If you file before the IRS opens, you need to wait for the IRS open date (usually in late-January) before starting the 21-day clock.

What are common reasons for IRS reviews?

Common IRS audit triggers

  • Making math errors.
  • Failing to report income.
  • Claiming too many charitable donations.
  • Reporting too many losses on a Schedule C.
  • Deducting too many business expenses.
  • Claiming a home office deduction.
  • Using nice, neat, round numbers.

Why does my tax return say under review?

The IRS reviews some federal tax returns to determine if income, expenses, and credits are reported accurately. The IRS selects returns for review using various methods; including random sampling, computerized screening, and comparison of information received by the IRS such as Forms W-2 and 1099.

What triggers an IRS refund review?

The IRS uses a combination of automated and human processes to select which tax returns to audit. Not reporting all of your income is an easy-to-avoid red flag that can lead to an audit. Taking excessive business tax deductions and mixing business and personal expenses can lead to an audit.

What looks suspicious to the IRS?

If the deductions, losses, or credits on your return are disproportionately large compared with your income, the IRS may want to take a second look at your return. Taking a big loss from the sale of rental property or other investments can also spike the IRS's curiosity.

What is the IRS one time forgiveness?

One-time forgiveness, officially known as First-Time Penalty Abatement (FTA), is an IRS program that allows qualified taxpayers to have certain penalties removed from their tax accounts.

Is under review a good thing?

“Under review” on a job application means that the employer is actively considering your application materials, including your resume, cover letter, or letter of interest. This is a common stage in the hiring process, where the company evaluates your qualifications, skills, and experience.

What happens when your account is under review?

Answer: An account under review means that your account has been placed on temporary debit and / or credit hold. This means that you cannot deposit, withdraw, transfer funds, and make payments using your account.

How long is the decision in process after under review?

Answer: Most journals normally take 4-8 weeks to review manuscripts. The 'decision in process' status implies that your manuscript has passed through peer review and the editorial board is now making a decision.