Why is my child tax credit taking so long?

Asked by: Ms. Maurine Gibson  |  Last update: August 28, 2026
Score: 4.2/5 (28 votes)

Child tax credit refunds are delayed primarily due to the PATH Act, which prohibits the IRS from issuing refunds for the Additional Child Tax Credit (ACTC) or Earned Income Tax Credit (EITC) before mid-February, typically with funds arriving in early March. Other common reasons for delays include tax return errors, processing issues, or the need for identity verification.

Why is the child tax credit taking so long?

Your situation is not unusual at all. Millions of people are in the same boat this year. Long delays at the IRS are due to Pandemic-induced staff shortages, large backlog of unprocessed return, extra duties of providing the stimulus payments, last minute changes in tax laws, etc.

Should I be worried if my refund is still being processed?

You generally shouldn't worry if your refund is "still being processed," as it means the IRS is working on it, but it might take longer than the typical 21 days due to common issues like errors, incomplete information, or claiming credits like the EITC/ACTC. Worry only becomes necessary if you receive an IRS letter requesting more information or if the "Where's My Refund?" tool shows a specific problem like fraud, but typically, it just means a longer wait, not no refund at all. 

Is the IRS holding refunds with child tax credits?

If you claimed the Earned Income Tax Credit (EITC) or the Additional Child Tax Credit (ACTC), the IRS cannot issue these refunds before mid-February. This applies to the entire refund, even the portion not associated with these credits. Check Where's My Refund in mid-to late February for your personalized refund date.

Why is my refund taking longer than 21 days to be approved?

If your return was submitted more than 21 days ago, you may wish to contact the IRS to see if more information is required. You may be asked to verify information contained on your return, your identity or your banking information. Please have your return available when you call.

Child Tax Credit Changes: What They’re NOT Telling You

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Can I track my KS refund online?

To check the status of your Kansas state refund online, go to https://www.kdor.ks.gov/Apps/kcsc/increfundstatus.aspx. Click on “Submit” to view your refund status.

How can I track my Child Tax Credit refund?

Tracking the status of a tax refund is easy with the Where's My Refund? tool. It's available anytime on IRS.gov or through the IRS2Go App. Taxpayers can start checking their refund status within 24 hours after an e-filed return is received.

When can I expect my Child Tax Credit?

These payments will begin on July 15, 2021, and families can expect their benefit to be direct deposited into their bank accounts on the 15th of each ensuing month. When you file your taxes in 2022, you will receive a lump sum payment to make up the balance of your total benefit.

What day of the week do IRS deposit refunds with child tax?

The IRS issues refunds only on business days. However, some banks may post deposits on Saturdays if funds are received late on a Friday.

What is the maximum time for refund processing?

Usually, it takes 4-5 weeks for the refund to be credited to the account of the taxpayer. However, if refund is not received during this duration, the taxpayer must check for intimation regarding discrepancies in ITR; check email for any notification from the IT department regarding the refund.

How do I know if my tax return has been flagged?

If the IRS decides that your return merits a second glance, you'll be issued a CP05 Notice 1 . This notice lets you know that your return is being reviewed to verify any or all of the following: Your income. Your tax withholding.

Does refund being processed mean approved?

This means the IRS has your tax return and is processing it. Your personalized refund date will be available as soon as the IRS finishes processing your return and confirms that your refund has been approved. Most refunds are issued in less than 21 days.

Why haven't I received my child tax credit?

If you haven't received your child tax credit check, it could be late. The monthly child tax credit payments have come to an end, but more money is coming next year.

What's the longest the IRS can take to refund after?

The IRS doesn't have a strict maximum time limit for issuing refunds, but generally processes e-filed returns with direct deposit within 21 days, while paper returns take 6 weeks or more, with longer waits for those claiming certain credits (EITC/ACTC) or if errors occur. If the IRS holds your refund for more than 45 days past the tax deadline (or filing date if late), they owe you interest, but significant delays (months) can happen for complex issues or extra reviews, sometimes requiring a mailed notice. 

What are common CTC mistakes to avoid?

  • Claiming a child who does not meet the qualifying child requirements.
  • Filing with an incorrect filing status.
  • Overreporting or underreporting income and expenses.
  • Having more than one person claiming the same child. ...
  • Filing with a social security number (SSN) that does not match the name on the social security card.

How long does a Child Tax Credit delay?

If you claimed the Earned Income Tax Credit (EITC) or the Additional Child Tax Credit (ACTC), the IRS shows your refund will be released mid-February. Refunds should be available in your account by the first week of March if you chose direct deposit and there are no other issues with your tax return.

Why hasn't my refund been approved?

If the IRS doesn't think you're eligible to claim the credits based on its return screening filters, it can delay your refund and ask for more information. For example, if the IRS challenges your EITC claim, you'll get Letter CP75, which will ask for proof that you qualify for the EITC.

Is the child tax credit under path?

The PATH Act of 2015 was established to protect Americans from tax hikes and fraud while extending and improving several tax credits. The anti-fraud measures within the Path Act affect several tax credits, including the Earned Income Tax Credit and Additional Child Tax Credit.

What day is the IRS releasing EITC refunds in 2025?

For the 2025 tax season (filing in early 2025), the IRS holds EITC (Earned Income Tax Credit) refunds until mid-February due to the Protecting Americans from Tax Hikes (PATH) Act, with most early EITC/ACTC (Additional Child Tax Credit) returns seeing updated statuses by February 22 and refunds deposited by March 3, assuming direct deposit and no return errors; check the IRS's Where's My Refund tool for personalized updates, as the PATH Act pushes the release date, with February 17 being the earliest the hold lifts.
 

Why is a KS refund taking so long?

The fastest way to get your refund is to e-file your Kansas state income tax return and choose direct deposit. However, if your return is incorrect, incomplete, or you filed a paper return, the refund process can take longer (up to 16 to 20 weeks if you paper filed and chose to receive your refund via paper check).

What day of the week do refunds get deposited?

IRS Refund Schedule for Direct Deposits and Check Refunds

They now issue refunds every business day, Monday through Friday (except holidays). Due to changes in the IRS auditing system, they no longer release a full schedule as they did in previous years.

Why is the refund taking so long?

Your refund is taking so long likely due to errors or incomplete info on your return, suspected identity theft/fraud, claiming certain tax credits (like EITC/ACTC), filing a paper return, or outstanding debts/audits, with electronic filing and direct deposit usually being the fastest, while mail or complex returns take longer for the IRS to process.