Why would the IRS send me a letter in January?

Asked by: Mr. London Daugherty MD  |  Last update: July 10, 2026
Score: 4.6/5 (58 votes)

The IRS sends letters in January for various reasons, often related to processing issues from the previous tax year (like delays or corrections), balance due notices or payment requests, questions about your filed return, identity verification needs, or updates on account changes, even before tax season officially kicks off, as they handle accounts year-round. You should read the letter carefully and follow its specific instructions, as some require action, while others just need to be filed away.

Why would I get a letter from the IRS in January?

Common reasons the IRS may send you a letter

You owe a balance on your tax return and need to make a payment. Your tax refund has been adjusted by the IRS. You have questions on your return that the IRS wants clarified. You need to verify your identity to prevent fraud.

What do IRS audit letters look like?

An IRS audit letter typically contains the taxpayer's name, tax ID number, contact information, and a request for additional documentation to support claims on the tax return. It may also include the name of the IRS officer handling the case and invite the taxpayer to a meeting.

Why is the IRS sending out letters right now?

The IRS sends letters now (typically early in the year or year-round) for various reasons, including matching tax return info to third-party data (like W-2s/1099s), questioning discrepancies, requesting identity verification, notifying of account changes, asking for payments on balances due, or informing you about a return processing delay or change to your return, so you should always open and read IRS mail carefully, as it requires action or provides important info about your taxes, often concerning a discrepancy.
 

What time of year does the IRS send out audit letters?

Filers most commonly receive letters from the IRS notifying them of the examination in the fall or winter months of the previous tax filing year. Yet, the auditors can mail the notifications throughout the year.

Received an IRS Letter in the Mail? Here's What To Do

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How to tell if the IRS is auditing you?

Remember, you will be contacted initially by mail. The IRS will provide all contact information and instructions in the letter you receive. If we conduct your audit by mail, our letter will request additional information about certain items shown on the tax return such as income, expenses, and itemized deductions.

What triggers an IRS audit letter?

Unreported income

The IRS receives copies of your W-2s and 1099s, and their systems automatically compare this data to the amounts you report on your tax return. A discrepancy, such as a 1099 that isn't reported on your return, could trigger further review.

What is the most common reason for an IRS letter?

The IRS mails letters or notices to taxpayers for a variety of reasons including:

  • They have a balance due.
  • They are due a larger or smaller refund.
  • The agency has a question about their tax return.
  • They need to verify identity.
  • The agency needs additional information.
  • The agency changed their tax return.

How do you know if the IRS is investigating you?

You know the IRS might be investigating you through official mail (first contact), phone calls (often with automated messages to IRS.gov), or in-person visits, but signs of a criminal probe include contact with IRS Criminal Investigation (CI) agents, subpoenas to you or your bank, questions to your accountant/bank, unusual account activity (freezing/refusing transactions), or agents suddenly going silent after an audit. Key indicators are official IRS letters, contact from CI special agents, third-party inquiries, and formal summonses for records, signaling serious scrutiny beyond a simple audit. 

Is it always bad news when you get a letter from the IRS?

Getting a letter from the IRS can make some taxpayers nervous – but there's no need to panic. The IRS sends notices and letters when it needs to ask a question about a taxpayer's tax return, let them know about a change to their account or request a payment.

What are common red flags for the IRS?

IRS Audit Red Flags 2023: 25 Tax Return Audit Risk Factors

  • Wrong Name or Social Security Number.
  • Incomplete or Missing Information.
  • Math Errors.
  • Amended Returns.
  • Too Many Zeros.
  • Repeated End Numbers.
  • You Have Been Audited Before.
  • You Use An Unscrupulous Tax Preparer.

What is the $600 rule in the IRS?

The IRS $600 rule refers to a change in reporting requirements for third-party payment apps (like Venmo, PayPal) for taxable income from goods and services, where platforms must send a Form 1099-K if you receive over $600 in a year, intended to capture gig economy/side hustle income, though delays and phased implementation have adjusted the timeline, with current rules for 2024 using a higher threshold ($5,000) before fully phasing to $600 for future years, but remember all taxable income, regardless of form, must always be reported.
 

How do I know if my tax return has been flagged?

If the IRS decides that your return merits a second glance, you'll be issued a CP05 Notice 1 . This notice lets you know that your return is being reviewed to verify any or all of the following: Your income. Your tax withholding.

What usually comes from the Department of Treasury?

The Department of the Treasury operates and maintains systems that are critical to the nation's financial infrastructure, such as the production of coin and currency, the disbursement of payments to the American public, revenue collection, and the borrowing of funds necessary to run the federal government.

Will you be notified if you are under investigation?

The government has no legal obligation to notify you that you're under investigation. There is no constitutional right to know that prosecutors are building a case against you.

What looks suspicious to the IRS?

Not reporting all of your income is an easy-to-avoid red flag that can lead to an audit. Taking excessive business tax deductions and mixing business and personal expenses can lead to an audit. The IRS mostly audits tax returns of those earning more than $200,000 and corporations with more than $10 million in assets.

How will you know if the IRS is auditing you?

The IRS performs audits by mail or in person. The notice you receive will have specific information about why your return is being examined, what documents if any they need from you, and how you should proceed. Once the IRS completes the examination, it may accept your return as filed or propose changes.

Why are people getting letters from the IRS now?

The IRS sends letters now (typically early in the year or year-round) for various reasons, including matching tax return info to third-party data (like W-2s/1099s), questioning discrepancies, requesting identity verification, notifying of account changes, asking for payments on balances due, or informing you about a return processing delay or change to your return, so you should always open and read IRS mail carefully, as it requires action or provides important info about your taxes, often concerning a discrepancy.
 

Can you view IRS notices online?

You can find digital copies of most IRS notices in your online account, under the 'Notices and Letters' section.

What kind of letter would you get from the IRS?

The Internal Revenue Service (IRS) will send a notice or a letter for any number of reasons. It may be about a specific issue on your federal tax return or account, or may tell you about changes to your account, ask you for more information, or request a payment.

What are the 5 stages of audit?

What happens during an audit? Internal audit conducts assurance audits through a five-phase process which includes selection, planning, conducting fieldwork, reporting results, and following up on corrective action plans.

Will the IRS let me know if I made a mistake?

The IRS performs audits by mail or in person. The notice will have specific information on how you should proceed. This often happens before the tax return is fully processed – the IRS is giving you a chance to make a correction. The notice should explain the issue and how to respond to the IRS.