Will overtime be taxed in 2025?

Asked by: Carmel Leannon  |  Last update: July 28, 2026
Score: 4.8/5 (64 votes)

The “no tax on overtime” deduction is retroactively effective on January 1, 2025. So, if you qualify, you can claim the deduction for the first time on your federal income tax return for the 2025 tax year (which you'll file in 2026).

What are the new overtime rules for 2025?

The main "new overtime rule" for 2025 isn't about earning overtime but a significant federal tax break: the One Big Beautiful Bill Act (OBBBA) provides a temporary income tax deduction for qualifying overtime pay (up to $12,500 for individuals, $25,000 joint) for tax years 2025-2028, phasing out at higher incomes. This deduction applies only to federal income tax, not payroll taxes, and is for FLSA-compliant overtime, with the IRS offering transition guidance for 2025 reporting.

Is overtime really not going to be taxed?

Yes, No Tax on Overtime was bundled into the sweeping tax act that became law on July 4, 2025. It also included a separate provision called “No Tax on Tips,” which allows certain taxpayers in eligible occupations to deduct up to $25,000 in voluntary tipped income from their federal tax return.

What will income tax rates be in 2025?

For the 2025 U.S. federal income tax year, the rates remain the same seven brackets (10%, 12%, 22%, 24%, 32%, 35%, 37%), but the income thresholds for each bracket are adjusted for inflation, with the highest 37% rate applying to single filers over $626,350 and joint filers over $751,600, while the standard deduction also increased, affecting overall taxable income.
 

What are the major changes in income tax 2025?

Some of the major tax changes effective from April 1, 2025, are revised tax slabs, rebate of up to Rs. 60,000, revised ITRU deadlines, calculation of partner's remuneration allowable as a deduction and revised TDS/TCS threshold limits. What is the Rebate available under section 87A?

No tax on overtime: What workers need to know about the new tax break

35 related questions found

What are the changes for the 2025 tax season?

Starting in 2025, tips are no longer taxable income. Servers, bartenders, rideshare drivers and anyone else who receives tips can keep more of what they earn. Overtime pay is also no longer taxable income, meaning workers who put in extra hours can keep those earnings tax-free.

What tax cuts are expiring in 2025?

The following TCJA provisions are set to expire after 2025. Near doubling of the standard deduction, repeal of personal exemptions, and lower value of several itemized deductions, including those for: State and local taxes (SALT) Mortgage interest.

What is Trump's new tax plan?

April 10, 2025, the House adopted the Senate's amended version of the budget resolution, which allows $5.3 trillion in deficit-financed tax cuts (the combination of $3.8 trillion of tax cuts assumed to be “costless” under a current policy baseline plus $1.5 trillion in additional deficits permitted), deficit increases ...

Is Trump doing no tax on overtime bill?

No tax on overtime pay

OBBBA allows eligible workers to deduct "qualified overtime pay" on federal returns. The break is capped at $12,500 for single filers or $25,000 for married couples filing jointly. This tax break phases out for higher earners. This is a tax break only for overtime pay, not all wages.

Is OT going to be taxable in 2025?

Yes, for the 2025 tax year (filed in 2026), there's a new federal deduction for qualified overtime pay, not a complete exemption, allowing eligible workers to deduct up to $12,500 ($25,000 for joint filers) of their overtime premium, making it less taxable, but standard payroll taxes (Social Security, Medicare, federal income) are still withheld; this is part of the “One Big Beautiful Bill Act” (OBBBA). 

What is the federal overtime salary threshold in 2025?

The Department of Labor (DOL) had issued revised regulations on April 23, 2024, that increased the minimum salary threshold for overtime-exempt employees to $844 per week effective July 1, 2024, and to $1,128 per week effective January 1, 2025.

What is the new 32 hour overtime law?

This bill shortens the standard workweek under federal law from 40 hours to 32 hours over a three-year phase in period. It also requires specified overtime pay for workdays longer than eight hours.

How does no tax on overtime work?

The "No Tax on Overtime" is a new federal income tax deduction (for 2025-2028) from the One Big Beautiful Bill Act (OBBBA) that allows eligible workers to deduct the "premium" portion (the extra half in time-and-a-half pay) of their overtime from their taxable income, up to $12,500 ($25,000 joint), reducing their AGI, but it's not a full exemption, as regular pay and payroll taxes (FICA) still apply, with income phase-outs. 

What would happen if Trump tax cuts expire?

If the individual tax cuts expire, taxpayers in all income groups would face higher and more complicated taxes. Machinery and equipment expensing is a key provision that, if allowed to expire, would especially harm capital-intensive industries like manufacturing.

Are we paying less tax in 2025?

Each year, the IRS adjusts more than 60 tax provisions to keep income tax brackets, deductions and other inputs in line with the cost of living. For the 2025 tax year (filing returns in 2026) these adjustments, including federal income tax brackets, increased on average by about 2.8%.

What is the new income tax bill 2025?

Income Tax Act, 2025 to be effective from April 1, 2026. The Act simplifies language, removes obsolete provisions and consolidates and restructures provisions. It Introduces concept of 'Tax Year' replacing 'Assessment Year' and 'Previous Year'.

What income is not taxed?

Unemployment compensation generally is taxable. Inheritances, gifts, cash rebates, alimony payments (for divorce decrees finalized after 2018), child support payments, most healthcare benefits, welfare payments, and money that is reimbursed from qualifying adoptions are deemed nontaxable by the IRS.

How do you avoid the 22% tax bracket?

To avoid the 22% tax bracket (or any higher bracket), focus on reducing your taxable income through strategies like maxing out 401(k)s and HSAs, deferring bonuses, tax-loss harvesting, smart charitable giving, and strategic asset location, understanding that higher rates only apply to income within that bracket, not your entire income.