Apple Pay allows you to make easy, secure, and private transactions in stores, in apps, and on the web. You can also send and receive money with friends and family using Apple Cash (U.S. only).
Apple Pay retains anonymous transaction information, such as approximate purchase amount. This information can't be tied to the user and never includes what the user is buying. Besides the use of Apple Pay in stores, it also works within iOS, iPadOS, macOS, watchOS, and visionOS apps.
See the latest Apple Pay transaction history on your iPhone
On your iPhone, open the Wallet app. Tap a card to see a list of your latest transactions. Tap a transaction to see more details or report an issue.
Apple will know which merchants are associated with your merchant-specific account numbers, but not what you purchased or how much you paid for it. You can manage your merchant-specific account numbers in Wallet by tapping the card and tapping the More button to view card details.
See the Apple Support article How to share apps and purchases with your family. You can download their purchases on your Mac, iPhone, or iPad at any time. Other members of the group can access your purchases in the same way. You can hide individual purchases you don't want to share with other group members.
Your transactions stay private
When you make a payment, Apple also doesn't keep any transaction details that can be traced back to you — your purchases remain confidential between you, the merchant, and your card issuer.
To check recent transactions on your iPhone, open the Settings app on your iPhone and select 'Wallet & Apple Pay', the card, and 'Transactions'. You will be able to see the last ten transactions including refunds and declines however, there may be a delay in transactions showing up in the Wallet transaction history.
To protect your personal information from unauthorized access and use, Apple Payments Inc. uses security measures that comply with federal law.
Since Apple Pay doesn't store your credit or debit card number on the device, you never reveal your name, card number or security code to merchants. Am I able to opt out of Apple Pay at any time? Adding your credit or debit cards to Apple Pay is your choice; you can add and remove cards when needed.
Apple Pay is even safer than using a physical credit, debit or prepaid card thanks to features like Face and Touch ID and your passcode on your iPhone, Apple Watch, Mac, or iPad. It's also important to emphasize that when you use Apple Pay, your card number and identity aren't shared with merchants.
Cons of Apple Pay
Apple Pay is not accepted at all retailers and not compatible with all banks or card issuers. Backup may be required, just in case. Apple Pay only works if your phone does. You may still need to carry a physical credit card as a backup in case your battery dies or you misplace your phone.
Family members will be able to see a description of the payment method used, such as Apple Pay, but will not be able to see payment details, such as full payment account number. Family members will automatically get access to the organizer's purchases and can opt in to share their purchases with other family members.
Apple Cash is an easy and private way to send and receive money, and it's built right into iPhone. You can send Apple Cash in Messages, in Wallet, or with Tap to Cash by simply holding your iPhone near someone else's.
On your iPhone, open the Wallet app. Tap your connected card. You'll automatically see your full transaction history.
Transactions and comments sent by children using Apple Cash Family are visible to parents, guardians and the family organizer. Adding Apple Cash into third party financial management services gives those services visibility into the account activity they request access to.
Yes, it's possible to be scammed via Apple Pay. If a hacker is able to gain access to your personal details, they may be able to access your account and make fraudulent payments.
It all depends on your needs, but currently, according to experts in this area, the two most secure are Apple Pay and Venmo. Choose whichever you please to use, but remember to take precautions to ensure security when using each platform.
Hide apps on your Mac
Click your name at the bottom of the sidebar. Your purchased apps appear. . Click the More button, then choose Hide Purchase.
For Apple Pay Cash cards, the display name is “Apple Pay Cash” . However, there is no guarantee about the display name's content or format. To protect the user's privacy, Apple Pay sets the display name only after the user authorizes the purchase.