Yes, 767 is considered a very good credit score, both for a car loan and in general. With this kind of credit score, you'll be considered a low-risk borrower. This means it will be much easier for you to find a car loan with favorable terms than it would be for borrowers with lower credit scores.
On the FICO credit score scale ranging between 300 on the low end to 850 on the high end, a 767 falls under “very good.”
767 credit score mortgage loan options
As a result, a credit score of 767 should make a mortgage approval highly likely. Your 767 credit score will likely get you an average interest rate of 2.36 percent on a 30-year loan.
The ranges include very poor, fair, good, very good and exceptional, and fortunately, a score of 764 lands you in the “very good” credit range of 740 to 799. This means that you're likely to be approved for most loans and you'll receive some of the best interest rates available.
735 credit score car loan options
A 735 score should easily secure you a car loan. On average, your score should get you an interest rate between 3.6- 4.6 and between – and 6 percent on a used car. Scores above 720 are more likely to net you the lower percentage rates.
As 739 is a good credit score, you should not be limited in your loan options. You'll likely easily qualify for most credit cards, personal loans, auto loans, lines of credit and more.
A 700 credit score puts you firmly in the prime range of credit scores, meaning you can get a competitive rate as long as you shop around, have good income, and have a solid debt-to-income ratio. A 700 credit score gets an average car loan interest rate of 3% to 6% for new cars and 5% to 9% for used cars.
Generally speaking, credit scores above 760 are considered 'excellent' by almost all lenders. Anyone having credit scores in the 760 and higher range should have little trouble finding lenders willing to give them auto loans at interest rates reserved for the most creditworthy customers.
With a score of 760 to 769, you are in the second-best credit score range for auto loans and you will pay relatively low interest rates. If your score is between 760 and 769, it's worth spending some time building up your credit in order to move into a “superprime” range.
761 credit score car loan options
With a credit score of 761, you'll receive—on average—an interest rate of 3.65 percent for a new vehicle and 4.29 percent for a used vehicle. This is very different from the rates you might get if you had a much lower credit score.
A 767 credit score is often considered very good — or even excellent. A very good or excellent credit score can mean you're more likely to be approved for good offers and rates when it comes to mortgages, auto loans and credit cards with rewards and other perks.
The credit limit you can get with a 750 credit score is likely in the $1,000-$15,000 range, but a higher limit is possible. The reason for the big range is that credit limits aren't solely determined by your credit score.
A 767 FICO® Score is considered “Very Good”. Mortgage, auto, and personal loans are easy to get with a 767 Credit Score. Lenders like to do business with borrowers that have Very Good credit because it's less risky. It gets even better.
About 21.8% of America has a credit score higher than 800 points. If you have a credit score of 800, it likely means that you manage debt well and never miss a loan payment. This makes you an ideal borrower and gives you access to more offers and lower interest rates.
Your FICO® Score falls within a range, from 740 to 799, that may be considered Very Good. A 787 FICO® Score is above the average credit score. Borrowers with scores in the Very Good range typically qualify for lenders' better interest rates and product offers.
Yes. An Experian study found that as of 2019, 1.2% of all credit-holding Americans had a FICO score of 850. A perfect score generally requires years of exemplary financial behavior, like making on-time payments, keeping a low credit utilization ratio, and maintaining a long history of credit accounts.
Auto dealerships use the FICO credit bureau, which stands for Fair Isaac Corporation. They also use the FICO Auto Credit Score, which has a range of 250 to 900. This may mean that an auto dealer has a different credit score for you than the one you see on your personal credit report.
In general, lenders look for borrowers in the prime range or better, so you will need a score of 661 or higher to qualify for most conventional car loans.
Your score falls within the range of scores, from 740 to 799, that is considered Very Good. A 769 FICO® Score is above the average credit score. Consumers in this range may qualify for better interest rates from lenders. 25% of all consumers have FICO® Scores in the Very Good range.
A 790 credit score is Very Good, but it can be even better. If you can elevate your score into the Exceptional range (800-850), you could become eligible for the very best lending terms, including the lowest interest rates and fees, and the most enticing credit-card rewards programs.
Your FICO® Score falls within a range, from 740 to 799, that may be considered Very Good. A 740 FICO® Score is above the average credit score. Borrowers with scores in the Very Good range typically qualify for lenders' better interest rates and product offers.
Your 768 credit score will likely get you an average interest rate of 2.36 percent on a 30-year loan. In comparison, if you had credit in the good range, you'd get an average mortgage interest rate of 2.58 percent.
Good Credit Score Range For Auto Loans
If you're shooting for the lowest possible APR on your auto loan your Auto credit score should be above 740.
If you have a credit score above 750, you can probably qualify for the best rates available and negotiate an excellent deal on your car. If your credit score is lower, see if you can give it a boost before you apply for a loan.
Key Takeaways. An 800-plus credit score shows lenders you are an exceptional borrower. You may qualify for better mortgage and auto loan terms with a high credit score.