Can I pay a credit card with a gift card?

Asked by: Dejah Rowe DVM  |  Last update: June 17, 2023
Score: 4.1/5 (48 votes)

Since Visa gift cards are not tied to a traditional bank account, you can't use them for credit card payments. You can't use Visa gift cards to purchase cash or cash-equivalents such as money orders, either.

Can gift cards be used to pay credit card bills?

Generally, the card processor will dictate whether or not an electronic payment card is accepted by a company for a bill payment. Store gift cards typically can't be used for bill payment unless with that specific retailer. Beyond that, most prepaid cards will work in the same manner that any regular payment card will.

Can you transfer money from a gift card to a credit card?

Yes. You can transfer money from a visa gift card to your bank account. To transfer visa gift cards to bank accounts, it is important you understand what type of prepaid card you have. Basically, visa gift cards are the same as Visa credit cards in usage.

Can you pay a Capital One credit card with a Visa gift card?

Unfortunately, you cannot use any kind of debit or credit card to make your payment, including MoneyCards and gift cards. Capital One does not accept them as a form of payment.

Can you pay credit card with prepaid card?

You cannot pay a credit card with a prepaid card. While you can use prepaid cards to make bill payments, credit cards are not among the things that can be paid with a prepaid card. You can only pay a credit card from a bank account, and prepaid cards are not linked to bank accounts.

Can you buy gift cards with a credit card?

19 related questions found

Can I use a Visa gift card to pay a bill?

The all-purpose Visa Prepaid card is a prepaid card that you can use to withdraw cash, pay bills or make purchases anywhere Visa Debit cards are accepted, in-person or online.

Can I pay my Visa with a Visa gift card?

Re: How can I pay my credit card balance with a Visa Gift Card? You can't directly. You would need to get a PIN, buy a money order, deposit the money order, then pay it off.

Can you transfer money from a gift card to a debit card?

Wrapping Up: Fund your bank account through Visa gift cards

You can save your gift card balance by transferring it to your bank account. Fortunately, there are many ways to do this: using PayPal, Venmo, Raise, Square, MoneyGram, and exchange kiosks.

Can I make a Capital One payment with a prepaid card?

To pay with a prepaid card over the phone (by calling (800) 227-4825) or in a Capital One branch, you must be a customer who made debit card payments in the past. As you might already know, a prepaid card is just a type of debit card, so it qualifies.

How do I transfer money from a prepaid card to my bank account?

You can typically transfer money from your prepaid card to your bank account online, by logging in to prepaid card's app or website. If your prepaid card does not allow transfers to bank accounts, you can use a third party service like MoneyGram to make the transfer.

Can you deposit a gift card into a bank account?

You can deposit a gift card to your bank account, although not directly. Visa gift cards are treated like Visa credit cards, meaning the balance isn't transferable to an account.

How can I turn a Visa gift card into cash?

How To Convert a Visa Gift Card to Cash
  1. Sell it to a Gift Card Exchange Website. ...
  2. Add your Visa gift card to your PayPal Wallet. ...
  3. Add it to your Venmo account. ...
  4. Buy Other Merchant's Gift Cards. ...
  5. Use A Gift Card Exchange Kiosk. ...
  6. Pay Your Bills With Your Gift Card. ...
  7. Sell Your Gift Card Using an App.

Can I transfer gift card to PayPal?

PayPal is a money transfer platform that allows you to transfer money from one person to another. In addition, you can transfer the balance of a Visa Gift Card to your PayPal account to use it for different types of transactions.

How can I get money off of a gift card?

Easy Ways to Convert Gift Cards to Cash
  1. Use the Visa Gift Card to Pay Your Bills. ...
  2. Sell the Gift Cards. ...
  3. Buy Money Orders. ...
  4. Emergency Disposal Options. ...
  5. Trade-in Your Card at a Gift Card Exchange Kiosk. ...
  6. Give out the Visa Gift Card as a Gift. ...
  7. Jour Cards Store. ...
  8. Buying Products to Resell.

Can you take money off a gift card at an ATM?

A: Yes. You may withdraw cash against the balance on most Mastercard prepaid and gift cards at any ATM. However, not all prepaid and gift card issuers allow ATM or foreign transactions. Be sure to check with your card issuer to ensure that these types of transactions are permitted.

How do I transfer money from gift card to Cash App?

Here's how to add a gift card to Cash App if they are linked in the future:
  1. Launch the Cash App on your mobile device.
  2. Tap the building icon in the lower-left corner to access the “My Cash” tab.
  3. Select “+ Add Credit Card” under the name of your bank.
  4. Enter your gift card information (when available).

Why can't you pay a credit card with a debit card?

Bottom Line: The simple answer is that you cannot use a physical debit card to pay your credit card bill. You will have to set up payments using the nine-digit routing number from the checking account your debit card is linked to. At the end of the day, the money is coming from the same place.

How can I exchange gift cards for cash online?

Still, here are eight websites and apps to sell unused gift cards online:
  1. CardCash.
  2. GiftCash.
  3. Raise.
  4. ClipKard.
  5. Gameflip.
  6. QuickcashMI.
  7. GiftCardBin.
  8. CardSell.

Can I put a Visa gift card on Cash App?

Cash App supports debit and credit cards from Visa, MasterCard, American Express, and Discover. Most prepaid cards are also supported, but depositing to these cards does not work. ATM cards, Paypal, and business debit cards are not supported at this time.

How do I transfer money from my Mastercard gift card to my bank account?

You can't, unfortunately, insert your Mastercard gift card into an ATM, select an option, and watch your bank balance climb. While a transfer into a bank account via an ATM is usually possible with a credit or debit card, the only way you can use a Mastercard gift card is to: Pay for goods or services in-store.

Can you transfer money from a vanilla gift card to a debit card?

To send money from your Vanilla gift card to your bank account all you need to do is select “transfer funds” and initiate your transfer to the correct bank account.

What app can you send money with a prepaid card?

Prepaid card users have options to use their prepaid cards with P2P apps, like PayPal and Venmo. But there are limitations. Venmo is the only fee-free app to use prepaid cards for payments. And bank accounts are still the cheapest, easiest way to get money out for any of the P2P apps.

How do I transfer a MasterCard gift card to PayPal?

How to add a gift card to PayPal
  1. Go into your PayPal Wallet on a desktop computer. ...
  2. Click "Link a debit or credit card."
  3. Tap "Link a card manually" if given the option to link manually or through a bank.
  4. Enter the gift card information.
  5. Tap "Link Card."

Can you add a MasterCard gift card to a PayPal?

Yes. Anywhere in the U.S. where PayPal is accepted you can use prepaid gift cards that have a Visa®, MasterCard®, American Express®, or Discover® logo on it.