Yes, Amazon.com accepts Discover credit and debit cards for most purchases, along with Visa, Mastercard, and American Express, and you can even redeem Discover rewards points through their Shop with Points program. However, some users report issues using Discover for specific Amazon payment plans, even when the card works for regular purchases.
Credit cards currently accepted include Visa, Mastercard, Discover, American Express, Diners Club, and JCB. Both the Amazon.com Store Card and Amazon Secured Card can be used with selected merchants. In some circumstances, you might be limited to using Visa and Mastercard credit cards.
How to redeem Discover rewards at Amazon.com
In addition to 5% Cashback Bonus at Amazon.com and Drug Stores, Discover it® and Discover More® Cardmembers will earn cash back on all other purchases — automatically. Discover automatically matches the cash back you've earned on your credit card at the end of your first year. All with no annual fee.
The Amazon Pay ICICI Bank Credit Card offers unlimited, never-expiring rewards on your everyday purchases with upto 5% rewards on Amazon purchases, seamlessly credited to your Amazon Pay balance.
The main cons of Discover cashback cards include the need to activate rotating bonus categories quarterly, spending caps on these bonus categories (usually around $1,500), lower rewards on non-bonus spending, and potentially limited acceptance outside the U.S. compared to Visa/Mastercard. Cardholders must stay on top of category changes and spending limits to maximize rewards, or they risk earning only 1% back on most purchases.
Get 10% Cashback on minimum spend of INR 2,000. Apply code EOYS19 and avail maximum cashback of INR 1,000. (b) The Offer is applicable only on purchase of all products ( except mobiles & accessories) on Amazon.in/business and by a Business Customer during the Offer Period, for a minimum spend of INR 2000.
1,000 Amazon points are typically worth $10, based on a standard value of 1 cent per point when redeemed for purchases on Amazon, though the exact value can vary slightly depending on the credit card program (like Chase or Amex) and if you're using a specific "Shop with Points" redemption, with some programs offering a lower value (e.g., 0.7 cents) for Amazon.
Discover.com Mobile: Discover Mobile. Where is my Discover card accepted outside the U.S.? Cards are currently accepted in Canada, Central America, Mexico, the Caribbean and China. You can use your card everywhere Discover cards are accepted.
The main controversy surrounding Discover (Discover Financial Services) involves its widespread, 17-year practice (2007-2023) of misclassifying millions of consumer credit cards as commercial cards, leading to over $1 billion in inflated interchange fees for merchants, prompting major FDIC/Federal Reserve penalties, restitution orders, and a significant class-action settlement. Other issues include regulatory scrutiny over consumer compliance, a lawsuit by a former executive alleging discrimination, and ongoing debates about higher merchant fees in general.
No, Costco warehouses do not accept Discover cards for in-store purchases; they exclusively take Visa, along with debit, cash, checks, and mobile payments, but Costco.com used to take Discover online until late 2023, so you must use a Visa or other accepted method. Your Discover card won't work at the warehouse checkout, so have a Visa or debit card ready, as their payment system is built around Visa for lower processing fees.
Amazon Payments accepts credit cards and transfers from your available Amazon Payments account balance. Credit cards currently accepted include Visa, MasterCard, Discover, American Express, Diners Club, and JCB. An Amazon.com Store Card is available for use with selected merchants.
The 2/3/4 rule is a guideline, primarily used by Bank of America, that limits how many new credit cards you can get: no more than 2 in 30 days, 3 in 12 months, and 4 in 24 months, helping to prevent over-application and manage hard inquiries on your credit report. While not universal, it's a useful benchmark for responsible card application, though other banks have different rules (like Chase's 5/24 rule).
To get 5% back on Amazon, you generally need an Amazon Prime membership combined with the Prime Visa Card or the Amazon Store Card, earning rewards on eligible purchases at Amazon.com, Whole Foods, and Amazon Fresh; you can upgrade your card in account settings if eligible to link it to your Prime account for this benefit.
To get more discounts on Amazon, use coupons, shop Lightning Deals & Prime Day, utilize Subscribe & Save, check the Outlet, bundle items, and consider the Amazon Prime Rewards Card for cashback, always looking for High-to-Low sorting on deals pages and watching for stacked offers.
Amazon's "secret outlet" refers to the Amazon Outlet, a hidden section for overstock and clearance deals, accessible by clicking the three lines ("All") on the homepage, navigating to "Programs & Features", then "See All", and finally selecting "Amazon Outlet" or "Overstock Deals" in the app under "Today's Deals". This page offers significant discounts (often 20%+) on a wide range of items, from home goods to electronics, including returned or excess inventory.
Amazon Prime offers a discount that may benefit some older adults, but it is not based on age. If you already qualify for an assistance program such as Medicaid, EBT, or SNAP, you can receive a discount of over 50% on a prime membership.
It is better to get a Visa card than a Discover card in most cases because Visa cards are accepted by more merchants and offer more supplemental benefits. In addition, there are a lot more Visa cards to choose from, since Visa lets many banks and credit unions issue cards on its network.
Capital One was the most complained-about credit card issuer by total number of complaints, followed by Citibank, Bank of America and JPMorgan Chase.