You can order copies of your statements beyond what is available online, up to 7 years ago. Your statement copy will be delivered online, free of charge. If you are an Online Banking customer, you can sign into Online Banking, and select Statements & Documents under the Accounts tab.
Depending on the circumstances, a customer often can simply visit a local branch of a financial institution and obtain printed copies of bank statements and canceled check images. This can depend on the level of access the local branch has to the account and the number of documents the customer requests.
If you have an online bank account and don't get paper statements, you'll be able to review or print your statements for a number of years when needed. The banks keep these documents accessible for more than a year (and up to 3 years, depending on the bank).
Bank and Credit Card Statements
Banks are required by federal law to keep records for five years. Check with your bank for specific details about how to access your old statements.
If you do not have access to online banking, you can call your bank's customer service line. They can help you receive a paper copy of your statement. You can find the number for customer service on the back of your debit card or in the contact section of the bank's website.
You can access up to 7 years of statement history, any time you like.
If you haven't registered for Online Statements, the default view for your account transactions in Online Banking is normally 7 days, and you can also view your current statement, which usually goes back to a maximum of 30 days.
Some banks, including Wells Fargo, retain account statements for up to seven years on checking, deposit, home mortgage, trust and managed investment accounts. At other financial institutions, five years is the norm.
Bank Secrecy Act: Documents must be retained for 5 years under the BSA/AML requirements. Each type of document has specific instructions with this act: All CTRs and SARs must be retained 5 years after filing. Records of every cashier and other official check of $3,000 or more must be stored for 5 years after issuance.
The bank must retain the information in paragraph (a)(3)(i)(A) of this section for five years after the date the account is closed or, in the case of credit card accounts, five years after the account is closed or becomes dormant.
You can view closed account statements for eligible savings, home loan and transaction accounts for up to 7 years from the current date. Closed account statements for eligible savings and transaction accounts are available for single account holders only (they are not currently available for joint accounts).
You must keep records for 6 years from the end of the last company financial year they relate to, or longer if: they show a transaction that covers more than one of the company's accounting periods.
How far back you can view statements varies, depending on the credit card company. For example, as of publication both Discover and Citibank allow cardholders to view seven years of statements online. Wells Fargo retains credit card statements online for two years.
If you'd like a paper copy of a past statement, call EasyLine telephone banking at 1-866-222-3456. Alternatively, you can contact your branch for assistance. There are additional fees for requests for paper account statements older than 90 days. Requests for paper account statements within 90 days are free of charge.
(1) Category-I (e-Files/records to preserved permanently on which are of historical importance) – For 10 years, it will be kept in the Department's sever and thereafter transferred to the server of the National Archives of India.
As a general rule of thumb, tax returns, financial statements and accounting records should be retained for a minimum of six years.
Request copies of your bank statements in person at a bank branch, over the phone or in writing. The bank will need some photo identification, like your driver license or a passport. Provide identifying information for the bank account, such as the account number, when you opened and closed it and the closing balance.
You can use the HSBC UK Mobile Banking app and Online Banking to monitor your transactions, and to access your statements dating back 6 years. You can quickly and securely access your statements 24/7, with the ability to view, download, and print your statement.
If you want to check the statement older than this, then for this you have to go to the branch of the bank. After showing some important documents there, you can see the old statement.
You can still print them out, and for your current accounts you'll be able to view transactions going back 7 years.
If you receive Online Statements, you can view them online for up to 7 years, as long as the account is still open. If you've closed an account, but still bank with us, statements for that account will be available for up to 5 years.
How far back can I view my transactions? You can view all transactions on your accounts since your last statement was produced, including transactions posted today. For Business current and savings accounts, you will be able to view at least 9 years of statements.
State laws also generally require banks and credit unions to keep a copy of all checks for seven years. Contact your bank or credit union directly if you need to obtain a copy of a cancelled check.
And your credit card statements can come in handy as proof of those charges. According to the IRS, it generally audits returns filed within the past three years. But it usually doesn't go back more than the past six years.