Credit & Lending

• How can I increase my credit score by 25 points?
• Can debt collectors see your bank account balance?
• Do I pay closing costs or cash to close?
• Do multiple car loan applications hurt your credit?
• Do late payments go away?
• What does 0 APR for first 15 months mean?
• Which generation has the most debt?
• How long do you have to pay off a home equity line of credit?
• What happens if I make a principal-only payment?
• How do I remove negative balance on credit card?
• How do I get a Discover black card?
• Can a bank reopen a charged off bank account?
• Is 639 a good FICO score?
• What is a good FICO auto score?
• Is it better to pay off mortgage in retirement?
• Can you spend money while waiting to close on a house?
• How do banks determine how much house you can afford?
• Is having a mortgage considered debt?
• Is there a penalty for paying off parent PLUS loan early?
• Is Capital One preapproval guaranteed?
• Where do you deposit millions of dollars?
• Is a bridging loan secured?
• What is credit card disadvantages?
• What is the biggest loan you can get from a bank?
• How do I remove inquiries?