Credit & Lending

• Is it okay to have a little credit card debt?
• What age should you pay off your house?
• How long does it take for a collection to fall off after you pay it?
• Do lenders pull credit day of closing?
• Is it better to pay off one credit card or pay down multiple?
• Which is higher gold or Black Card?
• What would make an underwriter deny a loan?
• Why does credit score drop when you pay off debt?
• What does written off mean on your credit report?
• Can Experian boost hurt your score?
• Do I have to pay off all my debt before buying a house?
• Can a bank take money out of your account without permission?
• Should I pay off a closed account?
• How much is down payment for a house?
• Is Experian worth paying for?
• Why is it so hard to get out of debt?
• Do car payments build credit?
• How much money can a person on Social Security have in the bank?
• What car expenses are tax deductible?
• How long does it take to pay off a 400k mortgage?
• Can I avoid PMI without 20 down?
• Do I have to tell my mortgage lender if I lose my job?
• How long does it take for a debt to be written off?
• Is Experian or Credit Karma better?
• Does the IRS ever waive penalties and interest?