Credit & Lending

• Do you lose credit score if you apply for a credit card?
• Is 6% a good APR?
• Does cancelling a card hurt credit?
• Why is Credit One payment posted but no available credit?
• Who handles FICO?
• Is 4 hard inquiries a lot?
• What creditors don't want you to know?
• Will parent PLUS loans ever be forgiven?
• What loans are not subject to regulation Z?
• Can a seller keep pushing back the closing date?
• How much does a divorced wife get?
• How to get rid of debt collectors without paying?
• Why would someone get a deferred payment?
• Can you offer less on a house if you pay cash?
• Will my mortgage payment go up if rates increase?
• Is it possible to get a lower mortgage interest rate?
• Do government loans affect credit?
• What loans are exempt from reg. Z?
• How long do unsecured loans stay on credit report?
• What loans are assumable without the permission of the lender?
• What is the penalty for prepayment of personal loan?
• How do you know when underwriting is complete?
• How do you fight a false debt collection?
• What happens if you don't have 20 down for a house?
• What happens if someone dies and their house isn't paid off?