Credit & Lending

• Are tracker mortgages a good idea?
• How much should I spend on credit card debt?
• Can you be denied a loan with good credit?
• Can a 70 year old get a 30 year mortgage?
• Does a bigger down payment lower monthly payments?
• What happens when a collector does not answer a debt validation letter?
• What is the maximum DTI for a conventional mortgage?
• Does being denied for a loan hurt your credit?
• What prohibits lenders from denying credit to applicants on the basis of protected class status?
• Why does Credit Karma show 2 scores?
• Why can't you pay mortgage with credit card?
• How long will it take to pay off $30,000 in debt?
• Who decides if a loan is approved?
• How much does your credit score drop when you get a personal loan?
• Can debt collectors go after family members?
• How do I get my name off a cosigned car loan?
• Is minimum payment illegal?
• Should I overpay a personal loan?
• Why is my 0% credit card charging me interest?
• Can I borrow $1,000 from my bank?
• What not to do when paying off debt?
• Should I keep a credit card open even if I don't use it?
• What is considered a high risk ratio?
• How fast can I get my credit score from 500 to 700?
• Is a default a bad debt?