Credit & Lending

• How many points will my credit score go up if I pay off 2 credit cards?
• When a parent dies, who is responsible for their debt?
• What are conditions in terms of credit?
• What is the smart way to pay off debt?
• Can a cosigner be removed from a car title?
• Why do dealers offer 0 APR?
• How much do you have to make a year to qualify for a 200K mortgage?
• Which type of loan is typically easier to get?
• Is it better to pay off credit card sooner or later?
• How many Americans have 825 credit score?
• Can you argue a home appraisal?
• Can you collect 20 year old debt?
• What is the average student loan debt for a 25 year old?
• When a borrower violates a loan covenant?
• Who is responsible for unpaid bills after death?
• What is the intent to apply for joint credit?
• Are loans paid back monthly?
• Is a wife legally responsible for her husband's debts?
• Is 1% credit utilization too low?
• Does OneMain Financial give you a loan the same day?
• What happens if you default on a promissory note?
• Does final approval mean clear to close?
• Can my wife access lounge on my card?
• What is a reasonable down payment percentage?
• Is a promissory note attached to a deed?