Credit & Lending

• How much credit card debt is acceptable for mortgage?
• What credit score do you need for a phone contract?
• Does Citi always do a hard pull?
• Does paying off my car help my credit?
• What happens when you request a payoff quote car?
• What is the rule of thumb for down payment?
• Why do I have two FICO scores?
• What is the negative side of a reverse mortgage?
• Where can I check my credit score accurately?
• Is $300 a month a lot for a car?
• Can I buy a 300k house with 60K salary?
• Can we use a credit card more than the limit?
• Is it better to apply for a loan with a co-applicant?
• What is another name for seller financing?
• How do I get rid of dealership inquiries?
• Can I put 2% down on a house?
• Is PMI 20% of purchase price?
• Is it good to pay off HELOC early?
• Can a cosigner take your house?
• What is the term loan repayment method?
• Does down payment go to principal or interest?
• How much do collections pay for medical debt?
• How often is FICO score 2 updated?
• Can buyer negotiate price after appraisal?
• Why do many borrowers prefer conventional mortgages?