Credit & Lending

• What is the perfect credit score to buy a house?
• What are existing debt obligations?
• What are the cons of a bridge loan?
• What are hardship requirements?
• How long does it take to recover from a hard inquiry?
• Is PMI part of escrow?
• Are 80% of Americans in debt?
• What makes an agreement not legally binding?
• Why did my credit score go down after applying for a loan?
• What are two reasons someone might purposely choose a higher monthly payment?
• Can I pay an extra amount in a credit card?
• What is considered an application under reg. B?
• Why won't my mortgage company take a partial payment?
• What is loan repayment called?
• How many points can your credit score jump in one month?
• How do I legally remove my name from a mortgage?
• Does my credit score go down if I close an account?
• Do student loans go away with bankruptcies?
• How do I delete student loans off my credit report?
• Is it better to save for down payment or pay PMI?
• Is student loan forgiveness active?
• What house can I afford on 40k a year?
• Is a signed contract legally binding?
• Is it better to go through a lender or bank?
• How bad is 50k student debt?