Credit & Lending

• Are parents liable for children's student loans?
• Are parents responsible for their adult children's debts?
• What happens if you run your credit twice?
• What states do not allow prepayment penalties?
• How many times can I counter offer on a house?
• What is cheaper in the long run a 15-year loan or a 30-year loan why?
• Which of these questions would a lender be prohibited by the ECOA from asking a borrower?
• How soon after signing an agreement is it legally binding?
• What is a violation of 15 USC 1681?
• Does canceling a loan affect your credit score?
• Is it better to pay credit card before statement or due date?
• What is a 10 25 loan?
• Which bank offers cheapest home loan?
• Can I get a mortgage with defaults?
• Why did my credit score drop 48 points?
• What happens to an old credit card after a balance transfer?
• Am I responsible for my parents PLUS loan?
• What happens after 12 months of a debt relief order?
• What is an 80-10-10 loan an example of?
• How can I get out of my parent PLUS loan?
• Why is it not beneficial to pay only the minimum payment?
• What is the monthly payment on a $75000 HELOC?
• How long does it take to go from 500 to 700 credit score?
• Does paying off a loan immediately hurt your credit score?
• Is an FHA loan only for first time buyers?