Credit & Lending

• How do you calculate 5 percent APR?
• What are the disadvantages of unsecured loans?
• What happens if I pay $100 extra on my car loan?
• What happens if a loan estimate is not sent within the 3 days?
• How long does forgiven debt stay on credit report?
• Why is my clear score not showing?
• Does your credit score go up when you get a job?
• When must the final closing disclosure be provided to the borrower?
• Is a promissory note a long term liability?
• What information must a lender disclose to consumers applying for a loan?
• What is the difference between primary owner and co-borrower?
• Is interest-only good or bad?
• What is a fair FICO credit score?
• What is max contract price?
• What will be flagged in an FHA appraisal?
• Does a loan agreement mean approval?
• What is the snowball strategy?
• Am I responsible for my mom's debt when she died?
• How hard is it to get a Black Card?
• What is a time barred debt?
• Do you inherit your spouse's student loan debt?
• How long to rebuild credit after national debt relief?
• Is it OK to put 0 down on a house?
• Is it harder to get a mortgage when you are retired?
• How does the Avalanche work?