Credit & Lending

• How many times should a dealership run your credit?
• What is considered low student loan debt?
• Do lenders use FICO Score 8 or 2?
• How long does it take to build good credit from 500?
• Does giving back a financed car hurt your credit?
• Can a cosigner take a car from the primary?
• Should I lock in a mortgage rate today or wait?
• Is $200,000 a lot of student loan debt?
• Can you stop a student loan garnishment once it starts?
• Can a defaulted loan be forgiven?
• Is there such a thing as a government debt relief program?
• What is a typical settlement percentage?
• What is the 10 rule for credit cards?
• Are unmarried couples responsible for each other's debt?
• How long do unpaid payday loans stay on your credit?
• What does one extra payment a year do to a 30 year mortgage?
• What states prohibit garnishment?
• What is the easiest Citi card to get approved for?
• What are the 5 pillars of credit?
• How to avoid credit traps and irresponsible credit card use?
• What is ECOA quizlet?
• How hard is it to get a $5,000 personal loan?
• Is 5% interest rate a lot?
• Who gets the PMI money?
• Why would someone assume a mortgage?