Credit & Lending

• Can you ask for a lower interest rate on a personal loan?
• How do I get my money back from a promissory note?
• Can you get the money the same day with a personal loan?
• Why would you no longer have a FICO score?
• Can a co-owner of a car take it?
• How much is too much to borrow?
• What is a reasonable monthly student loan payment?
• Do collections go away once paid?
• Do student loans expire after 10 years?
• Do you still need mortgage insurance with FHA?
• Can I buy a million dollar home with 100k salary?
• What are the disadvantages of escrow?
• What is the best strategy to avoid paying interest on your credit card?
• Who checks your FICO score?
• Why would an APR be high?
• What are the obligations of a cosigner?
• How much car debt is ok?
• How do I withdraw my personal loan amount?
• How do I report a false hard inquiry?
• What happens if you don't dispute a debt?
• How can debt negatively affect your life?
• Can you walk away from a car loan?
• Who should use a conventional loan?
• How fast can you get a mortgage?
• How long does it hurt your credit to have a zero balance?