Credit & Lending

• What is the average credit limit for a Citi credit card?
• What score does Discover use?
• What is the meaning of loan repayment?
• Can late payments be removed?
• Is it better to have one or two people on a mortgage?
• Can I pay to delete collections?
• Can I return a house I just bought?
• Is a credit score of 807 good?
• Can a down payment be too big?
• How many points will my credit go down for a late payment?
• When you owe a bank money does it ever go away?
• What is the lowest credit score to buy a truck?
• What is the minimum credit score to buy a car?
• What is the lowest amount a debt collector will sue for?
• What happens after 10 years of not paying debt?
• Does wealth affect credit score?
• Is it better to split car payment into two payments?
• Which of the following statements expresses the purpose of the Truth in Lending Act?
• Can you push back a house closing?
• Can you sue over a promissory note?
• Is 10% a bad interest rate for a car?
• Why do mortgages get transferred?
• What are the 3 C's of credit that lenders look for in a loan applicant?
• How long is the process to assume a mortgage?
• What loans are not covered by TILA?