Credit & Lending

• Can my wife use my income for a personal loan?
• Do they run your credit again after pre-approval?
• Is it better to pay extra, monthly or lump sum?
• Will my credit score go up if I pay my car finance off?
• What is the fee to assume a mortgage?
• Is there a fee for paying personal loan early?
• What is a bad form of debt?
• Are bridge loans trid?
• Can my parents give me cash to buy a house?
• Why is my credit card payment but no available credit?
• What happens after you agree to a settlement?
• Which of the following is not an FCRA compliant use of credit report?
• Will a debt collector sue me for $500?
• Why did my student loan disappear from my credit report?
• How do I get my name off a joint mortgage after divorce?
• Can a cosigner take full ownership of a car?
• Is a settlement a payment?
• Why would I get denied for a HELOC?
• How to get a lower PMI rate?
• What should you do once your mortgage is paid off?
• Is it better to pay off debt before getting a mortgage?
• What are the disadvantages of borrowing money?
• Do you have to wait 3 days after closing disclosure?
• Can you be denied after underwriting approval?
• How do I write a letter of cancellation for PMI?