Credit & Lending

• Does Synchrony Bank use FICO or VantageScore?
• How can I churn without hurting my credit?
• Do I need to keep closing documents?
• Does your debt disappear 7 years?
• Do late payments and Judgements stay on your credit report forever?
• Which credit card is best for everyday use?
• What credit score is well qualified buyers?
• Can I buy a house only making 25000 a year?
• How many millionaires use credit cards?
• How much do I need to make to afford a 2500 mortgage?
• What is your next step before shopping for a home?
• Does PayBright show up on credit report?
• How much deposit do you need for a first time buyer mortgage?
• Is it better to pay off a credit card in full or leave a small balance?
• How many years until a default is removed?
• How much debt is too much?
• What is the average credit score for an American?
• Can you pay off a loan early to avoid interest?
• What are the disadvantages of a small down payment?
• What debts are forgiven at death?
• How many credit cards should I have to increase my credit score?
• How long does it take to build a 700 credit score?
• Is 740 a good credit score?
• How do I pay off old debt?
• What happens when you pay off a car loan early?