Credit & Lending

• Can I give my financed car back to the dealership?
• Is 800 monthly car payment too much?
• Is it important to have a down payment on a house?
• How long do you pay PMI on mortgage?
• Is paying off a personal loan early good for credit?
• Is a HELOC a trap?
• What triggers a new 3 day waiting period for closing disclosure?
• Why should borrowers avoid PMI?
• What information is found in the disclosure document?
• Can you pay principal on an interest-only loan?
• How do I know if I qualify for debt consolidation?
• Why did my credit score drop 150 points for no reason?
• What is a realistic credit limit?
• Can you cancel a loan after it's been approved?
• Why is debt not good?
• What happens to student loans after 7 years?
• Will 3 inquiries hurt my credit score?
• How many loans can you have at 1 time?
• What are the income requirements for a car loan?
• What is the rule for mortgage spending?
• How much money should you put down on a 500K house?
• How much proof of income do I need for a loan?
• What is it called when a loan is repaid?
• What is the max you should ever owe on this card?
• What happens when a loan is closed?