Credit & Lending

• Which type of debt is excluded from the 20 10 rule calculation?
• Can I sell my house for $1?
• How do I get a default removed?
• How do I remove myself as a cosigner on a car?
• Can I give someone a house for free?
• Does asking for a credit increase hurt score Citibank?
• Do CreditAssociates hurt your credit?
• How long does it take for a FHA loan to be approved?
• What is the main purpose of the Truth in Lending Act of 1968?
• What do I do if I can't pay my payday loan?
• Should I stop using my credit card before applying for a mortgage?
• Can you buy a car and then trade it in?
• What is the 3X house rule?
• What happens if a buyer decides not to close?
• Can I trade in a financed car with a blown engine?
• Can I stop paying my mortgage for a few months?
• What credit score is needed for a 300K mortgage?
• What is the 60 40 debt rule?
• What is the 60 credit rule?
• What is a billing cycle for a credit card?
• How do I make my escrow go down?
• Where does my down payment go on a house?
• Is a repo worse than a surrender?
• What FICO score does FHA use?
• How long do you have to pay parent PLUS Loans?