Credit & Lending

• Do all conventional loans require 20 down?
• What is the 2% rule for mortgage payoff?
• Is there really a debt relief program from the government?
• Does a big down payment make a difference on a car?
• Can they take your house for credit card debt?
• What rights do cosigners have on a car?
• Should I close a 3 year old credit card?
• Do payday loans look bad on credit?
• Do mortgage lenders look at credit card spending?
• Can I buy a car with a promissory note?
• What credit score is considered rich?
• Are mortgage rejections common?
• What percentage of people have a credit score over 825?
• What is ECOA prohibited list?
• Is there a catch to 0% APR?
• Can my parents give me a loan tax free?
• What percentage of people have a credit score over 850?
• Do mortgage lenders care about spending habits?
• What to do if a creditor refuses payment?
• How many points will my credit score decrease if I open a credit card?
• Can you back out of an approved loan?
• What are the financial consequences of debt?
• How do I get out of being a cosigner?
• Is it better to be on the mortgage or the deed?
• How are settlements calculated?