Credit & Lending

• What is the average credit score for a 30 year old?
• Is Citi Diamond Preferred hard to get?
• How do you get out of a high car payment with negative equity?
• Can you use leftover loan money?
• What is a red flag for an Equal Credit Opportunity Act violation?
• Can I pay a chunk off my mortgage?
• Does paying a car off early help your credit?
• Can you defer payments on an FHA mortgage?
• How much income do you need for a 250000 loan?
• Is 20k of student debt a lot?
• How much does it cost to pay off PMI?
• What is an illegal interest rate?
• Is it better to defer or forbearance?
• What is the minimum down payment for CarMax?
• What is the average balance of a loan?
• What is the 7 7 7 collection rule?
• How much interest can I charge on late payments?
• Is it better to pay off student loans all at once or over time?
• Can you transfer ownership to the cosigner?
• How long does it take to get cash from home equity?
• What is 6 interest on a $300 000 loan?
• What are the 3 types of credit and what are the differences between them?
• What happens if you use 90% of credit card?
• What is the difference between principal and extra payment?
• What comes after initial closing disclosure?