Credit & Lending

• What is the 7 7 7 collection rule?
• How much interest can I charge on late payments?
• Is it better to pay off student loans all at once or over time?
• Can you transfer ownership to the cosigner?
• How long does it take to get cash from home equity?
• What is 6 interest on a $300 000 loan?
• What are the 3 types of credit and what are the differences between them?
• What happens if you use 90% of credit card?
• What is the difference between principal and extra payment?
• What comes after initial closing disclosure?
• What is a 623 letter for charge-off?
• Is 6 hard inquiries bad?
• Does house have to be empty for final walk-through?
• How long can you delay closing on a house?
• Do companies use your FICO score?
• What is the impact of a low credit score on loans?
• What is an example of a combined loan-to-value ratio?
• Is Priority Pass only for airport lounges?
• Why is debt safer than equity?
• What is the purpose of the loan agreement?
• How can I pay off my 5 year loan early?
• What's the lowest credit score to buy a house?
• Should a promissory note be notarized?
• How much do inquiries hurt your credit score?
• What is the parable of the forgiveness of debt?