Credit & Lending

• Can credit card debt be considered a hardship?
• What are the 5 Cs of credit approval?
• What is considered well qualified credit?
• Can you remove a cosigner from a car loan without refinancing?
• What percent of income goes to student loans?
• How long can you go without paying back a loan?
• What is the purpose of second loan?
• How many guests can I bring to Priority Pass lounge?
• How much do I need to save for a $500,000 house?
• What happens if you pay extra on your monthly loan payment?
• Does removing cosigner affect their credit?
• When can PMI be waived?
• How much is a 30000 car payment for 60 months?
• What credit score is needed to buy a $500000 house?
• Can IOU be used in court?
• What happens between signing and closing?
• What percentage of your monthly income should go to credit card payments?
• Is it wise to use a credit card for a down payment on a car?
• What is the 3 day recession period?
• How to pray to God to get out of debt?
• Do HPML require two appraisals?
• Do both people on a mortgage have to have good credit?
• Do you inherit someone's debt?
• Does COVID forbearance count towards PSLF?
• Can you buy down 2 percent interest rate?