Credit & Lending

• Is it worth putting 20 down on a house?
• Can a debt collector remove a charge-off?
• How long does it take to increase credit limit?
• Can you get a car with 532 credit score?
• Which out of the 3 credit bureaus is most accurate?
• What is the best way to pay off a loan early?
• How long can they chase you for debt?
• Can I buy a house with a credit score of 450?
• Is AMEX instant approval?
• What does a FICO score of 5 mean?
• Can I get a mortgage in my 40s?
• Can I be sued for a charged-off account?
• What is the longest term for a personal loan?
• How long does it usually take to refinance a house?
• Are utilities included in debt-to-income ratio?
• Can I refinance twice in a year?
• Can you deposit millions into a bank?
• Do lenders have to tell you why you are denied credit?
• Is it better to borrow from 401k or pay PMI?
• Can debt collectors come after you after 7 years?
• Is it better to pay cash for everything?
• Can I cancel PMI after 1 year?
• Is there a best time within the month to make an extra payment to principal?
• How high do FICO scores go?
• What stays on your credit report the longest?