Credit & Lending

• How is an overdraft different from a loan?
• Are student loans forgiven after 10 years?
• What reasons would a mortgage be refused?
• How much of my credit limit should I use UK?
• Do I need to unfreeze my credit to file taxes?
• What is a perfect TransUnion credit score?
• How much is average American in debt?
• Do credit cards verify income?
• Can I afford a 40k car?
• How often does Capital One Walmart increase credit limit?
• Is 57 too old to buy a house?
• How long does it take the average person to pay off a house?
• Is it best to pay off all debt before buying a house?
• In which scenario do most homeowners use the equity in their home?
• What happens when your mortgage is paid in full?
• Will my credit score go up if I settle a debt?
• Is higher credit limit better?
• Can I pay a closed credit card account?
• Is Discover a hard pull?
• What are the three most important factors going to be when choosing a credit card?
• How many pay stubs do I need for a mortgage?
• How many times is credit pulled when buying a house?
• What credit score do renters look at?
• Is it better to pay off debt or save?
• What credit score is good for home loan?