Credit & Lending

• Why does it take 40 days to close on a house?
• How long until student loans are automatically forgiven?
• How to buy a car with two people?
• How long does it take for an underwriter to give final approval?
• How much college debt is acceptable?
• What is better than FHA?
• What type of information is covered by the Fair Credit Reporting Act?
• What happens if you don't have a 20 down payment?
• Is it hard to get approved with OneMain Financial?
• What APR is considered a great credit score?
• What is the Fair Debt Collection Practices Act 2023?
• How long do MOHELA payments take to process?
• Is it bad to never carry a balance on your credit card?
• How does the 30 day rule work?
• Does power of attorney make me liable for debt?
• How much is MIP monthly?
• Why is it so hard to get approved for a debt consolidation loan?
• Is it good to prepay a Personal Loan?
• What is the max income for FHA loan?
• Can I spend more than 30% of my credit limit?
• How much unsecured debt can I borrow?
• What is the 20 10 rule for buying a car?
• Can you sell a house after 1 year of mortgage?
• What is considered a strong credit history?
• How do you write off hard inquiries?