Credit & Lending

• Can I buy a house if I only make 35000 a year?
• What is the stacking method to pay off debt?
• Is it better to have a low or high interest rate when applying for credit?
• How do I remove myself as a cosigner on an apartment?
• Are settlements negotiable?
• Is a promissory note a legally binding document True or false?
• Can you sell a car that has a cosigner?
• Does debt reset after 7 years?
• Are you penalised for paying off a loan early?
• Do payday loans go away after 7 years?
• Can I just stop paying loans?
• What is the federal law on credit card disputes?
• How do I remove Cancelled debt from my credit report?
• Can I take a break from my mortgage payments?
• What happens if I haven't paid student loans in 10 years?
• Will a collection agency sue for $400?
• Which type of loan will use a HUD?
• What is a dignity loan?
• Is it easier to sell a house with an assumable mortgage?
• What is the best alternative to foreclosure?
• What states don't allow prepayment penalties?
• Will disputing a collection restart the clock?
• Can borrowers waive a 3 day closing disclosure?
• Is porting a mortgage allowed?
• Can you buy a house with student loans in collections?