Credit & Lending

• Does a 30-year mortgage actually take 30 years?
• What is the downside of a short sale?
• What is the 12 month rule for mortgages?
• What is not a protected class under the Equal Credit Opportunity Act?
• Who is responsible for the parent PLUS loan?
• Can parent PLUS loans be paid off early?
• How long does it usually take to pay off student loans?
• What does originator mean job?
• How do I stop being liable for business debt?
• Why might 0% APR not be good for your credit?
• Can I kick out a co-signer?
• Which credit score system is most accurate?
• Does debt affect your tax return?
• Do student loans automatically go into forbearance?
• Do you inherit debt from parents?
• Which form must be provided within 3 business days of receipt of a mortgage loan application?
• How long is a cosigner on a loan?
• Is 5% considered high-interest debt?
• Is letter of explanation necessary?
• What happens when Credit One closes your account?
• How do I remove DMC from my credit report?
• When did FICO 9 come out?
• How much student debt is manageable?
• How long do late payments stay on a credit report?
• Should I consolidate my Discover student loans?