Credit & Lending

• Can you get a mortgage without 3 years tax returns?
• How does a realtor do a short sale?
• Is a 7 year car loan bad?
• What credit score is needed to buy a million dollar house?
• What salary do you need for a $400,000 house?
• Can you buy a house with 20k deposit?
• Can PMI insurance be removed?
• Is a lease a form of debt?
• What is the best credit score to purchase a house?
• At what point do bailiffs come?
• Can the IRS take your money if you win a lawsuit?
• Do landlords use FICO 8?
• How late can a payment be?
• Is MIP or PMI more expensive?
• Do banks share your address?
• Can I keep my car if it is written off?
• Will my monthly payment go down if I pay extra principal?
• What is Section 108 of the Truth in Lending Act?
• How likely is it to win a dispute?
• What can I get with a credit score of 560?
• How much can I borrow for a mortgage based on my income and credit score?
• Can you take cash out of a credit card?
• Can you make a principal-only payment on a mortgage?
• How do I get my PMI dropped?
• Does my credit score go down if I close a checking account?