Credit & Lending

• Is 700 a good credit score for a 21 year old?
• Is it better to use your debit card as a credit card?
• Is it worth paying off a default?
• What is a soft credit pull before closing?
• How do you build credit with no job?
• How can I buy a house if I don't pay closing costs?
• Can lowering your credit utilization raise my score?
• What happens if you buy a house and financing falls through?
• Can you sell your house before paying it off?
• Why do banks prefer foreclosure to short sale?
• Can you negotiate your credit limit?
• What is the 6 month rule with mortgages?
• Can I still use my debit card if I freeze my credit?
• Does HELOC affect DTI?
• What is a good number of credit cards to have?
• What credit score do you need for Target?
• What is 7 a loan?
• Does transferring a car loan hurt your credit?
• Is paying a bill with a credit card considered a cash advance?
• Can I check my FICO score without hurting my credit?
• Can I get a personal loan with a 550 credit score?
• Why can I not get a bank account?
• What is the average down payment for a mortgage?
• Can Social Security freeze your bank account?
• Is a biweekly mortgage payment worth it?