Credit & Lending

• Why do banks prefer foreclosure to short sale?
• Can you negotiate your credit limit?
• What is the 6 month rule with mortgages?
• Can I still use my debit card if I freeze my credit?
• Does HELOC affect DTI?
• What is a good number of credit cards to have?
• What credit score do you need for Target?
• What is 7 a loan?
• Does transferring a car loan hurt your credit?
• Is paying a bill with a credit card considered a cash advance?
• Can I check my FICO score without hurting my credit?
• Can I get a personal loan with a 550 credit score?
• Why can I not get a bank account?
• What is the average down payment for a mortgage?
• Can Social Security freeze your bank account?
• Is a biweekly mortgage payment worth it?
• How can I pay off my mortgage in 2 years?
• Which is more accurate FICO or CreditWise?
• Is 20 000 A lot of credit card debt?
• Are tradelines worth it?
• Does a charge-off ever go away?
• Can I apply for a credit card 6 months before buying a house?
• What credit score is needed for a mortgage?
• Can I buy a house with a 725 credit score?
• Can I improve my credit score?