Do I have to include my child's income on my tax return?

Asked by: Dr. Cleve Farrell IV  |  Last update: November 1, 2025
Score: 4.5/5 (43 votes)

Key Takeaways To claim your child's income on your return, they must be a qualifying child dependent. You can use IRS Form 8814 to report your child's income on your tax return instead of them filing a separate tax return.

Do I report my child's income on my tax return?

If you have a dependent who's earning income, good news — you can still claim them as a dependent so long as other dependent rules still apply. Your dependent's earned income doesn't go on your return. Filing tax returns for children is easy in that respect.

How much money can my child make and still be claimed as a dependent?

The child must have lived with you for more than half of the year.2 3. The person's gross income for the year must be less than $4,300.3 Gross income means all income the person received in the form of money, goods, property and services, that isn't exempt from tax.

Do I include my child's W-2 on my tax return?

You can't add your dependent's W-2 income to your tax return.

Does your child's income count as household income?

- The income of a tax dependent is included in the household income of any household where both that tax dependent and his or her claiming tax filer are present, only if the tax dependent is expected to be required to file a tax return.

Do I have to include my child's unearned income on my tax return?

40 related questions found

How does a child's income affect parents taxes?

You can use IRS Form 8814 to report your child's income on your tax return instead of them filing a separate tax return. If you choose to include your child's income, the first $1,300 of their income isn't taxed, but the next $1,300 may be taxed at up to 10% in 2024.

Do I have to include my child's interest income on my tax return?

If your child's only income is interest and dividend income (including capital gain distributions) and totals less than $13,000, you may be able to elect to include that income on your return rather than file a return for your child. See Form 8814, Parents' Election To Report Child's Interest and Dividends.

Can I claim my child as a dependent if they work?

If your dependent is a qualifying child, there is no limit to the amount of income they can earn. Generally, to qualify, the child must meet the specific relationship, age, residency, and support requirements. However, if your dependent is classified as a qualifying relative, their gross income must not exceed $4,700.

Do I add my child's W-2 to my taxes at TurboTax?

You don't—your dependent's W-2 isn't reported on your return. If your unmarried dependent's W-2 earnings exceed their Standard Deduction ($14,600 in 2024), they should file their own return and report the W-2 on their return.

How much can a child earn tax free?

A child who has only earned income must file a return only if the total is more than the standard deduction for the year. Your child will have to pay tax on the salary only to the extent it exceeds the standard deduction amount for the year: $14,600 in 2024.

When should you stop claiming your child as a dependent?

To meet the qualifying child test, your child must be younger than you or your spouse if filing jointly and either younger than 19 years old or be a "student" younger than 24 years old as of the end of the calendar year.

Can I claim my 16 year old if she works?

Here's the short answer: The Internal Revenue Service (IRS) will usually let you claim your child if they work or earn an income, no matter the dependent's income source, if certain requirements are met.

Can I claim my daughter as a dependent if she made over $30,000?

Not a Qualifying Child: They are not the “qualifying child” of another taxpayer or your “qualifying child.” Gross Income: The dependent being claimed earns less than $5,050 in 2024 ($4,700 in 2023). Total Support: You provide more than half of the total support for the year.

Do I have to declare my child's savings?

The parent will have to pay tax on all the interest if it's above their own Personal Savings Allowance. You must also tell HMRC if a child has an income over their Personal Allowance, eg from a trust. The child will have to pay the tax on this. The tax year runs from 6 April to 5 April each year.

What is the kiddie tax rule?

The kiddie tax prevents a potential tax loophole that parents used to be able to take advantage of by putting investments in their child's name. Once minors receive investment income, they will be taxed accordingly. The tax can apply to either their own individual return or their parent's return.

At what age are you exempt from paying capital gains?

Current tax law does not allow you to take a capital gains tax break based on your age. In the past, the IRS granted people over the age of 55 a tax exemption for home sales, though this exclusion was eliminated in 1997 in favor of the expanded exemption for all homeowners.

Do you have to claim your child's income on your taxes?

Reporting Your Child's Income on Your Tax Return

Your child's only income consists of interest, dividends, and capital gains (unearned income). Your child was under age 19 (or under age 24 if a full-time student) at the end of the year. Your child's gross income was less than $13,000 in 2024 ($13,500 in 2025). 1617.

Can I report my child's W-2 on my tax return?

You cannot report your child's Form W-2 on your tax return. If your child has earned income during the tax year, they must file a separate return to either receive a tax refund or pay any balance owed to the IRS.

Where do I enter my child's income in TurboTax?

Otherwise, here's how to enter your child's 1099-INT:
  1. Open or continue your return.
  2. Navigate to the child income section: TurboTax Online/Mobile: Go to child income. ...
  3. We'll ask a series of questions to determine if their income needs to be reported on a tax return. You can report it on your return or their return.

Can I claim my son as a dependent if he works and in college?

Even if your student files their own tax return for part-time wages, as long as they are under 24 years old and enrolled in school full-time, you may still be able to claim them as a qualifying child.

Who qualifies for the $500 other dependent credit?

The maximum credit amount is $500 for each dependent who meets certain conditions. This credit can be claimed for: Dependents of any age, including those who are age 18 or older. Dependents who have Social Security numbers or Individual Taxpayer Identification numbers.

Does my 17 year old need to file taxes?

The IRS requires dependents to file tax returns if they make more than $14,600 in earned income, or more than $1,300 in unearned income in 2024. If a dependent has combined earned and unearned income, the dependent will be required to file if they make more than $450 in unearned income.

How much can a child earn in interest before paying taxes?

Either your child must file his/her own investment income taxes or you must report your child's income on your own return if your child's income totals more than $2,600 from these: Interest.

Is it better to file independent or dependent for taxes?

If they financially provide you funds that are equal to or greater than half of your annual income, then you must file as dependent. Filing as an independent could result in more benefits, but you must meet IRS guidelines to avoid issues.

Do you have to report all interest income on tax return?

You must report all taxable and tax-exempt interest on your federal income tax return, even if you don't receive a Form 1099-INT or Form 1099-OID. You must give the payer of interest income your correct taxpayer identification number; otherwise, you may be subject to a penalty and backup withholding.