Does the US still owe China money?

Asked by: Emmanuel Robel  |  Last update: July 15, 2026
Score: 4.1/5 (73 votes)

Yes, the U.S. still owes China money, as China remains one of the largest foreign holders of U.S. Treasury debt, though its holdings have decreased, making Japan the top foreign owner, with the majority of U.S. debt actually held by domestic entities like the government and American investors. China's holdings fluctuate due to economic strategy and geopolitical factors, but it still possesses hundreds of billions in U.S. debt, typically ranking second or third behind Japan.

Does the US take loans from China?

China's state lenders have funnelled billions into US businesses for a quarter of a century, but many of the loans have been kept secret. For years, Washington has been warning others not to trust loans from Chinese state banks fuelling its rise as a superpower.

Which country owes the US the most money?

The country the U.S. owes the most money to is Japan, holding over $1.1 trillion in U.S. Treasury securities, followed by the United Kingdom and China, with Japan consistently being the largest foreign holder for years, a move seen as stabilizing for both economies. 

Who is in more debt, China or the US?

The U.S. ($38.3T) and China ($18.7T) are the two countries with the most government debt, and together make up just over half of the world's total debt ($110.9T). The top five countries make up 67% of the world's government debt, while the top 10 make up 81%.

Why doesn't China call in U.S. debt?

Even if China wished to “call in” its loans, the use of credit as a coercive measure is complicated and often heavily constrained. A creditor can only dictate terms for the debtor country if that debtor has no other options, but U.S. debt is a widely held and extremely desirable asset in the global economy.

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45 related questions found

What country is #1 in debt?

1 United States 21,764,799 2 Euro area 18,075,643 3 United Kingdom 9,837,535 4 France 7,368,685 5 Norway 7,110,029 6 Germany 6,6,91,139 7 Japan 4,687,815 8 Netherlands 4,197,719 9 Luxembourg 3,965,300 10 Italy 2,749,75 https://www.ceicdata. com/en/indicator/norway/external-debt--of-nominal- gdp https://www.gfmag.com/ ...

What percent of Americans are 100% debt free?

Federal Reserve data shows that about 23% of Americans have no debt.

Has America ever paid off its debt?

1837: Andrew Jackson

This resulted in a huge government surplus of funds. (In 1835, the $17.9 million budget surplus was greater than the total government expenses for that year.) By January of 1835, for the first and only time, all of the government's interest-bearing debt was paid off.

Which country is owing China the most?

The Top 20 Countries in Debt to China 🇨🇳 1)- 🇵🇰 Pakistan$26.6 billion 2)-🇦🇴 Angola $21.0 billion 3)- 🇱🇰 Sri Lanka$ 8.9 billion 4)- 🇪🇹 Ethiopia $6.8 billion 5)-🇰🇪 Kenya $6.7 billion 6)- 🇧🇩 Bangladesh $6.1 billion 7)- 🇿🇲 Zambia $6.1 billion 8)- 🇱🇦 Laos $5.3billion 9)- 🇪🇬 Egypt $5.2 billion 10)- 🇳🇬 Nigeria$4.3 11)- 🇪🇨 ...

How does the US pay off its debt to China?

The US government pays for its debts in several ways, including sales of Treasury bills, notes and bonds, savings bonds, and other government-backed securities. These are essentially promissory notes with pre- determined payment due dates.

What did the US give China in 1972?

The exchange of gifts (musk oxen Milton and Matilda were the U.S. gift to China) followed President Richard Nixon's historic trip to China in February 1972 to open diplomatic and trade relations between the two countries.

Do Americans borrow money from China?

Washington has spent years warning countries about the dangers of accepting Chinese loans. But over the past two decades the United States has been the largest recipient globally.

Is Russia in debt to China?

The largest recipient of funds in the BRI programme, Russia is by far the biggest borrower from China, racking up a total debt of $169.3 billion (£134bn) over the last 20 years.

Is China's economy doing better than the US?

But, with its much larger population, China's total GDP has been ahead of that in the United States since 2016. This is shown by the red line in the figure above. By 2023 (the latest date in PWT 11.0) China's GDP had reached more than 124 percent of that of the United States.

Which country has no debt?

As the world's biggest gambling hub, Macao SAR has zero debt, bolstered by billions in gaming revenue and healthy financial reserves. Liechtenstein ranks in second, with virtually no debt and the only country in Europe ranking in the top 10.

Why does China own U.S. debt?

China is the second largest holder of US debt – otherwise known as treasuries – at $760bn. Countries like China like to buy US debt because the dollar is considered the standard currency in international trade, and thus, a low-risk investment.