How do I apply for the widow's pension?

Asked by: Nick Stokes  |  Last update: October 11, 2026
Score: 4.4/5 (18 votes)

To apply for a Social Security widow’s pension (survivor benefits), you must contact the Social Security Administration (SSA) directly by phone (1-800-772-1213) or in person at a local office, as this cannot be done online. Submit proof of death, your marriage certificate, and your Social Security number promptly to avoid losing benefits.

What are the requirements for a widow's pension?

Who can get Survivor benefits

  • Are age 60 or older, or age 50–59 if you have a disability, and.
  • Were married for at least 9 months before your spouse's death, and.
  • Didn't remarry before age 60 (age 50 if you have a disability).

How do you qualify for a widow's pension?

Your partner will have had to have made national insurance contributions for at least 25 weeks in any one tax year for you to be able to claim. However, if they died as a result of an accident at work or an illness caused by their job, you may still be eligible, irrespective of their national insurance contributions.

How long does it take to get your widows pension?

It takes approximately 6 to 12 weeks to receive your first payment from the date Service Canada receives your completed application.

What disqualifies you from survivor benefits?

If you choose to remarry, you typically lose eligibility. However, if you were married to your former spouse for at least 10 years and remarry after age 60 (or 50 if disabled), you may still qualify for benefits. Benefit amount. Your payment is based on your spouse's work record and your age when you claim.

What Is A Widow's Pension, And How Do I Apply? - Gender Equality Network

45 related questions found

How much do you get for widow's benefits?

Payments start at 71.5% of your spouse's benefit and increase the longer you wait to apply. For example, you might get: Over 75% at age 61. Over 80% at age 63.

Why would a widow be denied Social Security benefits?

Common reasons for denial:

Your deceased spouse must have earned a certain number of credits for you to qualify for benefits. The SSA offers a handy calculator to determine the required credits. Remarriage before age 60: Remarrying before age 60 usually makes you ineligible for benefits.

How much is the widow's pension per month?

300/- per month is provided to Widows between 40 years and 79 years. For persons who are 80 years and above the pension is Rs. 500/- per month.

How long does a widow receive survivor benefits after?

A widow generally receives Social Security survivor benefits for life, continuing as long as she lives, unless she remarries before age 60 (or 50 if disabled), in which case benefits stop during the marriage but can restart if the new marriage ends. Benefits can start as early as age 60 (or 50 if disabled) and increase with age, reaching the full amount at the survivor's full retirement age, which can be between 66 and 67 depending on birth year. 

How much pension does a widow get per month?

Those without children will receive up to £100 every month, whereas this amount can increase to £350 if you have children. This lasts for 18 months. In addition to the regular widow's pension, you may also be eligible for a one-off Bereavement Support Payment.

Is there such a thing as a widow's pension now?

The BSP has now replaced the Bereavement Allowance (previously Widow's Pension), Bereavement Payment and the Widowed Parent's Allowance. With this in place, if your partner died or dies after 6 April 2017, BSP is the financial support you may be entitled to receive.

Who is eligible for widows pension?

You may be able to get the Allowance for the Survivor benefit if: your spouse or common-law partner has died and since their death you have not remarried or entered into a common-law relationship. you are 60 to 64 years of age. you are a Canadian Citizen or a legal resident.

What are the rules for widows pension?

To qualify for the widows pension you or your partner must have paid the necessary PRSI payments to qualify. To reach the full payment you will need 48 full PRSI payments on either yours or your deceased partner's social insurance record.

Does a widow automatically get her husband's State Pension?

If your spouse built up entitlement to the State Second Pension between 2002 and 2016, you are entitled to inherit 50% of this amount; PLUS. If your spouse built up entitlement to Graduated Retirement Benefit between 1961 and 1975, you are entitled to inherit 50% of this amount.

How do I apply for widow survivor benefits?

Form SSA-10 | Information You Need to Apply for Widow's, Widower's or Surviving Divorced Spouse's Benefits. You can apply for benefits by calling our national toll-free service at 1-800-772-1213 (TTY 1-800-325-0778) or visiting your local Social Security office.

At what age can you draw a widows pension?

For anyone born 1962 or later, full survivors' benefits are payable at age 67. This is different from the full retirement age for retirement benefits, which is 67 for people born in 1960 or later. Your surviving spouse can get reduced benefits as early as age 60.

Where to apply for widow pension?

IMPORTANT NOTE: Widows cannot apply online for survivor's benefits. You can call SSA at 1-800-772-1213 (TTY 1-800-325-0778), or make an appointment at your local Social Security office.

How do pensions work for widows?

A widow's pension refers to Social Security benefits provided to a deceased person's eligible family members. Social Security funds these payments through payroll taxes collected from workers. A portion of each payment automatically funds survivor benefits.

How many years can you file a widow?

Qualifying Surviving Spouse Filing Status

Taxpayers who do not remarry in the year their spouse dies can file jointly with the deceased spouse. For the two years following the year of death, the surviving spouse may be able to use the Qualifying Surviving Spouse filing status.

Can you retire at 60 if you are a widow?

Earliest Claiming Age: You can typically claim widow benefits at age 60 (or 50 if disabled), but you must wait until age 62 to claim your own retirement benefit.