To block PayPal from your bank account, you need to remove the bank account from your PayPal Wallet and cancel any linked automatic payments (subscriptions/billing agreements) within PayPal, as direct bank withdrawals are hard to stop once set up; for recurring charges, use a virtual card service or contact your bank for stop payment orders if necessary.
Tap Subscriptions, Linked Businesses or Pay Bills.
Tap Account or Manage. Select Change or Link a Card or Bank or select Stop Paying with PayPal. Tap Unlink to confirm the cancellation.
Call PayPal Credit customer service at (844) 373-4961 to report fraud or an unauthorized transaction.
To remove a bank account from PayPal, go to your Wallet (or Payment Methods) on the website or Accounts in the app, select the bank you want to remove, and click or tap Remove bank or Remove, ensuring you've resolved any pending transactions and have another payment method set as primary if it's your last bank account.
Configuring the Block accidental payments option
On the web:
No, PayPal generally won't take money from your bank account without your authorization, but it can happen due to linked automatic payments/subscriptions, negative balances, or scams, so you must check for active subscriptions in your PayPal settings, ensure your account is secure, and report any unauthorized activity to your bank and PayPal immediately to dispute it.
To unlink a bank account, you generally need to go to the Settings, Linked Accounts, or Payment Methods section of the app or website where it's connected, find the specific bank, and select the "Unlink," "Remove," or "Disconnect" option, then confirm your choice; the exact steps vary by platform (e.g., PayPal, Google Pay, or financial apps like Rocket Money/U.S. Bank).
To remove your card on the app: Tap. Wallet. Select the card you want to remove and tap Remove.
How do I cancel a pre-authorized payment? To cancel automatic payments on PayPal, go to your account settings, select “financial information,” then click “manage automatic payments.” Find the active payments you want to stop and click “cancel.” You can also update your payment method for certain automatic payments.
Here are some of the most secure payment methods available online:
Suspensions affect both private and corporate customers. There can be many reasons: Overdraft, failed debits, hacker attacks, trading with counterfeits. Options for suspension if there is no reason for blocking: Contact customer service, take legal action.
Call and write your bank or credit union
Tell your bank that you have “revoked authorization” for the company to take automatic payments from your account. You can use this sample letter . Some banks and credit unions may offer you an online form.
Unauthorized transactions
To stop automatic payments, first contact the company to cancel the service and revoke authorization, then notify your bank in writing (or via their online form) at least three business days before the next payment, and follow up by monitoring your account for any unauthorized debits, reporting issues immediately to your bank or the CFPB.
To unlink a bank account, you generally need to go to the Settings, Linked Accounts, or Payment Methods section of the app or website where it's connected, find the specific bank, and select the "Unlink," "Remove," or "Disconnect" option, then confirm your choice; the exact steps vary by platform (e.g., PayPal, Google Pay, or financial apps like Rocket Money/U.S. Bank).
You can link your bank account instantly by entering your bank login details. We'll use a third-party provider to confirm your bank account details and to check your balance and transactions as needed, which can help your PayPal payments go through. You can remove these permissions in your Settings at any time.
Yes, PayPal allows you to set up automatic transfers so your balance is sent to your linked bank account on an automated schedule. Setting up auto transfers can save time and help ensure that your money is readily available when you need it.
To block someone on the app:
PayPal will send a confirmation email to verify that your account has been closed. Any linked bank accounts, cards, or billing agreements will be disconnected automatically, and all active PayPal-managed subscriptions will stop processing.
To remove a bank account from PayPal, go to your Wallet (or Payment Methods) on the website or Accounts in the app, select the bank you want to remove, and click or tap Remove bank or Remove, ensuring you've resolved any pending transactions and have another payment method set as primary if it's your last bank account.