With Aspiration, you'll earn a $200 sign-up bonus if you open a Spend & Save Account — the bank's version of a checking and savings account — and fund it with a deposit of $10 or more.
Save the Planet, Get a $200 Bonus
With Aspiration Spend & Save™, get the world's first cash back account that lets you track the impact of your spending - all managed through one intuitive app.
Allow up to 120 calendar days from account opening for the $150 or $200 offer credit to post to your Aspiration Account. Aspiration Account must be open and in good standing, in the sole determination of Aspiration, through the date of the credit. Promotion is ongoing and valid.
How does Aspiration cash back work? Aspiration customers can earn up to 5% cash back on debit card purchases at retailers with a high Aspiration Impact Measurement (AIM) score, which Aspiration calls its Conscience Coalition.
That's right: if you have direct deposit (or other qualifying inbound ACH transfers) set up with your Aspiration account, you will now receive it up to two days early!*
Aspiration gives 0.25% cash back for all purchases, but you'll receive a bonus cash back of 0.5% for shopping at businesses with high “Aspiration Impact Management” (AIM) scores. Other Insurance: Up to $600 in cell phone insurance when you charge your monthly bills to the Aspiration Mastercard.
Aspiration's Spend has similar features to a traditional checking account. You'll get an Aspiration debit card to use on your purchases, and you can earn up to 10% cash back. You can use your Spend account to buy groceries, pay your bills, withdraw cash at ATMs, transfer money to other accounts — whatever you need.
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There is no overdraft with the Aspiration account because Aspiration lacks an Aspiration savings account. However, they don't charge any fee for accidental overdrafts.
If deposited before 2pm PT on a business day, the funds will become available 1 business day after the day of deposit. If deposited after that daily cutoff time, or on a non-business day, the funds will become available 2 business days after the day of deposit. Check funds are typically released by about 4:30 pm PT.
At Aspiration, account opening is free, while for maintaining your account, a "Pay What is Fair" principle is used. This means you decide how much you want to pay per month, within a range of $0-20. There is also a $10 minimum deposit required to open a checking account.
Aspiration is a financial firm, not a chartered bank. It offers a variety of accounts, with a focus on rewarding customers with cash back for purchases made from ethical companies. The money customers deposit through Aspiration is held at one of its partner banks, which offer FDIC insurance.
To get an Aspiration Zero cash advance:
Call Aspiration Zero customer service at the number on the back of the card and request a PIN, if you don't already have one. Insert the credit card at an ATM and enter the PIN. Select the cash advance option on the ATM screen. Enter the amount you'd like to withdraw.
Green banks offer checks just like traditional banks do. Aspiration, Amalgamated Bank, Beneficial State Bank, City First Bank, and Sunrise Banks are some of America's well-known green banks that provide checks to their customers. You can order the checks online or go into any of their branches to request them.
If deposited before 2pm PT on a business day, the funds will become available 1 business day after the day of deposit. If deposited after that daily cutoff time, or on a non-business day, the funds will become available 2 business days after the day of deposit.
Customers enrolled in Aspiration Plus may receive one out-of-network ATM fee reimbursement per month. Please note, there is also a foreign transaction fee of one percent that is not waived when using foreign ATMs, which will be included in the amount charged to your account.
Yes, direct deposit is our favorite feature (hello payday!) You can download a direct deposit form, complete with a voided check, through the app or website. Navigate to the “Manage” menu, click Direct Deposit, enter your details, and click Create Deposit Form to see a preview of the form.
There is a $1,000 daily limit for cash withdrawals from an ATM and a $4,000 daily limit for PIN purchases or any charges requiring your signature. You'll also be limited to a $5,000 daily outgoing transfer limit and a $1,000 daily incoming transfer limit.
Aspiration offers retail banking and investing services that enable customers to spend and save their money in ways that protect the planet. Marina Del Rey, California, United States. 251-500. Venture - Series Unknown.
Aspiration Partners Inc., a Marina del Rey-based financial technology company that offers consumers a range of tools to prioritize sustainability in their spending habits, is going public via a merger with a blank check firm. The deal with InterPrivate III Financial Partners Inc.
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