To get the Amex Rose Gold card, you have to apply for the American Express® Gold Card and request a Rose Gold version. If you are already an Amex Gold cardholder, you just have to request a new card be sent to you in the Rose Gold shade.
It's been more than a year since this special hue of the popular rewards card has been available. Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page.
The American Express® Gold Card credit score requirement is 700 or higher. That means people with good credit or better have a shot at getting approved for the Amex Gold card.
Yes, it is hard to get the American Express® Gold Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be very hard for you to get approved for the Amex Gold card.
The American Express® Gold Card's Rose Gold option lets you choose the card that fits your style while earning Uber Cash and more points on dining, groceries, and travel.
The Amex Gold card requires good credit or better (a credit score of 700+) for good odds of approval. You can also check for pre-qualification online. Keep in mind that pre-qualification indicates that you have good odds of approval, but it does not guarantee it.
The Rose Gold is a limited edition version of the Gold Card. All benefits are the same and you cannot receive a new Welcome Bonus on one if you already have or have had the other.
With its pinkish gold hue and metallic texture, I'd argue Amex's Gold card in Rose Gold is one of the best-looking credit cards out there. Thankfully, the card is great on the inside too. It earns top marks for dining and supermarkets, earning a spot on our lists of best cards for both categories.
American Express does not disclose a specific income requirement, but it will need to be enough to make payments on the card and to afford the $250 annual fee.
The American Express Gold Card is one of the premier cards for dining rewards, and the best for dining in Amex's elite card portfolio. Its high rewards rate, valuable benefits and up to $340 in total annual credits toward eligible dining, Uber and hotel purchases make the annual fee well worth it.
The USAA® Secured American Express® Card used to be the easiest American Express card to obtain as it was available to people with bad credit.
Although this card carries no annual fee, folks report needing a credit score of at least 680 to get approved. But some others were approved with scores of as low as 650, so you might have a good shot even with less of a credit history.
The American Express credit score requirement is 700 or above, depending on the card. That means people with good to excellent credit are eligible to be approved for an American Express credit card.
The highest level American Express card is the Centurion card, which is also known as the 'black card.
If you're an existing Amex Gold card member, you can exchange your card for the Rose Gold version — and the process is very easy.
You can get an American Express card upgrade through a targeted online or mail offer. Amex cardholders may also contact customer service at 1 (800) 528-4800 to request an upgrade, which is commonly known as a product change.
This will not affect your credit score. However, your request for a Card will show up on your credit bureau reports as a request for credit, also known as an "inquiry."
You should receive your new Card in 7 to 10 days. For the security of your account, we'll mail your new Card in a white envelope that has the American Express logo with an Omaha, NE return address. Once you get your Card, you can confirm you've received it online.
Existing Amex Gold cardholders
If you're an Amex Gold cardholder, the easiest way to switch to the rose gold colored card is to call the number on the back of your card. You'll be able to speak with an Amex representative and request the new and improved rose gold card, and it'll be sent to you in the mail.
Head to your online Amex Platinum account and navigate to the "Account Services" menu, then select "Replace a Card." You'll be prompted to select the card you want to replace and you'll need to choose the reason why you're replacing the card — click on "I want to change my card's design."
According to the score ranges from FICO, that means American Express applicants typically have at least a 670 score: Exceptional. 800 and above.
According to Weiss, one of the most recommended cards for high-net-worth individuals is The Platinum Card® from American Express . While this card comes with a wide range of perks that make it seem too good to be true, it also comes with an annual fee of $695 (See Rates), which is higher than most other credit cards.
Yes, American Express does a hard inquiry when you apply for a loan. This credit report inquiry will likely drop your credit score by about 5 to 10 points, but you'll be able to get back on track with a few months of on-time payments.
Amex primarily pulls Experian, though sometimes Equifax or TransUnion reports. Chase favors Experian, but may also buy Equifax or TransUnion reports.