How long does it take for a refund to be processed?

Asked by: Dr. Kassandra Zemlak Sr.  |  Last update: April 22, 2025
Score: 4.4/5 (20 votes)

The IRS issues most refunds in fewer than 21 days for taxpayers who file electronically and choose direct deposit. However, some returns have errors or need more review and may take longer to process.

How long does it take when it says your refund is being processed?

Most online returns process within 2 weeks (10 business days), however if we need to manually process it, it may take up to 30 calendar days.

How long will a refund take to process?

If you file your return electronically, your refund should be issued in less than three weeks, even faster when you choose direct deposit. You can have a refund check mailed to you, or you may be able to have your refund deposited directly into your bank account.

How long does it take my tax refund to direct deposit?

While a person can choose direct deposit whether they file their taxes on paper or electronically, a taxpayer who e-files will typically see their refund in less than 21 days. Taxpayers can track their refund using "Where's My Refund?" on IRS.gov or by downloading the IRS2Go mobile app.

How long after a refund is approved is it sent?

If you e-filed your return and chose direct deposit to receive your refund, you'll usually receive your refund in 8-15 days. However, you should allow an extra 1-5 business days for your bank to process the funds. If you chose the Refund Transfer option, the refund will come from the Axos Bank®, not the IRS.

How To Get Refund on Amazon Without Returning Item for Delayed Delivery

31 related questions found

How will I know if my refund is approved?

The most convenient way to check on a tax refund is by using the Where's My Refund? tool on IRS.gov. Taxpayers can start checking their refund status within 24 hours after the IRS acknowledges receipt of the taxpayer's e-filed return.

How long does it take for a refund to appear on a debit card?

Understanding the debit card refund process can help you know what to expect, and most importantly, when to expect the money to go back into your bank account. A refund on a debit card typically takes one to 10 business days, influenced by merchant and bank processing times.

Why has my refund been accepted but not approved?

If a taxpayer receives the status update that their tax return was accepted but not approved, this means that the IRS has received their tax return, but they have not yet evaluated the information. Therefore, the taxpayer must wait to see if more action is required.

How long does it take for direct deposit to fully process?

It normally takes 1-3 days for direct deposits to clear. The actual transfer of funds is almost instantaneous, but it can take a few days for your bank to verify the funds and make them available to you. Weekends and public holidays can slow this process down, as can a range of other factors.

How long is the tax return processing time?

Individual returns

Electronically filed Form 1040 returns are generally processed within 21 days. We're currently processing paper returns received during the months below.

Do refunds go through immediately?

Depending on your credit card issuer and the merchant, the refund process generally ranges between five to 14 business days.

Why are refunds taking so long to process?

Processing times

Some tax returns need extra review for accuracy, completeness, and to protect taxpayers from fraud and identity theft. Returns that fall into this category can take longer to process. Disaster-related returns may take longer to process than tax returns not claiming disaster relief.

How long should I wait for a refund?

You must offer a refund to customers if they've told you within 14 days of receiving their goods that they want to cancel. They have another 14 days to return the goods once they've told you. You must refund the customer within 14 days of receiving the goods back. They do not have to provide a reason.

How many days after IRS says refund is being processed?

The IRS issues most refunds in fewer than 21 days for taxpayers who file electronically and choose direct deposit. However, some returns have errors or need more review and may take longer to process.

Does refund processed mean approved?

Here's what each one means: Return Received – The IRS has received your tax return and it's being processed. Refund Approved – They've processed your tax return, and your tax refund has been approved. It will also provide an actual tax refund date.

How many days refund will be processed?

Usually, it takes 4-5 weeks for the refund to be credited to the account of the taxpayer. However, if refund is not received during this duration, the taxpayer must check for intimation regarding discrepancies in ITR; check email for any notification from the IT department regarding the refund.

What time do direct deposits hit?

What time your direct deposit hits depends on the financial institution. Most recipients can expect their direct deposits to be available by 9 a.m. on payday, with many banks allowing funds to be released between midnight and 6 a.m. If your bank allows for the funds to be released sooner, you'll see them then.

How long does Credit Karma take to deposit a tax refund?

If approved, your Refund Advance will be deposited into your Credit Karma Money™ Spend (checking) account, typically within 15 minutes after the IRS accepts your e-filed federal return and you may access your funds online through a virtual card. Your physical Credit Karma Visa Debit Card* should arrive in 7 – 14 days.

How long does it take for money to go into your bank account?

As a result, most bank transfers are instantaneous, although in some cases, payment can take up to two hours. It's important to remember that while Faster Payments aims to provide you with these types of bank transfer times, there's no guarantee that your payment will be cleared on the same day.

How do I know if my refund has been accepted?

Tracking the status of a tax refund is easy with the Where's My Refund? tool. It's available anytime on IRS.gov or through the IRS2Go App. Taxpayers can start checking their refund status within 24 hours after an e-filed return is received.

Does still being processed mean something is wrong?

If their refund status changes from “being processed” status to “still being processed” status, the issue detected in the tax forms was likely resolved and the refund may be released when it is approved for a future cycle date.

How long do refunds take to process?

Depending on the issuing bank or credit card company, it can take an average of 1-7 business days for these funds to show in their account, based on the issuer's settlement process.

Why does it take 5 to 7 days for a refund?

Refunds can take 5-10 days to process due to the exchange of information between multiple parties involved in the refund process. Manual oversight, varying refund processes, and the number of parties involved contribute to the time it takes for refunds to be credited.

How long does it take for a refund to show up on your debit card at Commbank?

Quick decision (3 business days) – We endeavour to resolve most disputes within 3 business days, which is when you should see the money back in your account if your dispute is successful.