For 2025, Supplemental Security Income (SSI) saw a 2.5% Cost-of-Living Adjustment (COLA), increasing the federal benefit to $967 monthly for individuals and $1,450 for couples, effective January 2025, based on the prior year's CPI-W, with some state supplements adding more, and notices arriving in late 2024.
For 2025, the maximum Supplemental Security Income (SSI) federal benefit rate (FBR) is $967 per month for an individual and $1,450 per month for a couple, reflecting a 2.5% Cost-of-Living Adjustment (COLA) from 2024. Your actual payment may be lower based on income, living situation, and if your state provides additional payments, known as State Supplementary Payments (SSPs).
Yes, Supplemental Security Income (SSI) received a Cost-of-Living Adjustment (COLA) for 2025, increasing the federal benefit rate to $967 for individuals and $1,450 for couples starting January 1, 2025, with payments actually arriving in late December 2024. More significantly, a 2.8% COLA was announced for 2026, meaning SSI payments will increase again, with the first boosted payments for January 2026 arriving on December 31, 2025, raising the individual maximum to $994 and couples to $1,491.
✓ SSI Payment Amounts: For 2026, eligible individuals will receive $994 monthly ($11,929 annually), eligible couples will receive $1,491 monthly ($17,892 annually), and essential persons will receive $498 monthly ($5,978 annually).
Social Security and Supplemental Security Income (SSI) benefits for 75 million Americans will increase 2.8 percent in 2026. The 2.8 percent cost-of-living adjustment (COLA) will begin with benefits payable to nearly 71 million Social Security beneficiaries in January 2026.
If you're on SSDI, you've likely received past stimulus checks automatically. Right now, there's no new stimulus in 2025, but history shows that SSDI beneficiaries have been included in relief programs. If another round is ever approved, you can expect to qualify as long as you meet income rules.
If you receive Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) benefits, you will automatically qualify for the third stimulus check which will be in the amount $1400.
Qualification for the $1,400 stimulus check (the third Economic Impact Payment) in 2021 depended on your 2021 Adjusted Gross Income (AGI) and filing status, with full amounts for single filers earning up to $75,000 (phasing out at $80,000) and joint filers up to $150,000 (phasing out at $160,000), plus $1,400 per dependent; you needed a valid Social Security Number and had to claim it as the Recovery Rebate Credit on your 2021 tax return if you missed the payment, with deadlines typically in April 2025.
Beneficiaries who get Supplemental Security Income (SSI) will get two checks in the month of May. The first check, due on May 1, is the benefit for the month of May 2025. A second check is due on May 30, the benefit check for the month of June.
The extra $144 added to Social Security usually comes from the Medicare Part B Giveback benefit, offered by some Medicare Advantage (Part C) plans, which pays back some or all your Part B premium, showing up as extra money in your check if it's deducted from your Social Security. To qualify, you need Original Medicare (Parts A & B), pay your own Part B premium, live in a plan's service area, and enroll in a specific Medicare Advantage plan that offers this "rebate," with the amount varying by plan and location.
The official 2026 Social Security Cost-of-Living Adjustment (COLA) is 2.8%, announced by the Social Security Administration (SSA) in October 2025, resulting in an average increase of about $56 monthly for retirees, though some forecasts had predicted slightly lower or higher figures based on inflation trends. This adjustment reflects the rise in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) from the third quarter of 2024 to the third quarter of 2025.
To be eligible to receive the maximum $5,108 benefit -- or whatever the maximum benefit is for a given year -- you need to have earned at least the wage base limit in each of the 35 years that the SSA uses to calculate your monthly benefit. In 2025, the wage base limit is $176,100.
There has been some misinformation spread online about an alleged "fourth stimulus check" being sent to older Americans or people with disabilities. There will be no fourth stimulus check going out to anyone.
Also beginning in March 2025, the Social Security Administration (SSA) reinstated its authority to withhold up to 100% of an individual's monthly benefit to recover overpayments. In recent years, the SSA limited overpayment recovery to a maximum of 10% of the monthly benefit.
Social Security recipients eligible for stimulus checks
AARP worked to ensure that individuals who are collecting Social Security benefits for retirement, disability or Supplemental Security Income (SSI) will be eligible for the stimulus payments.
The Social Security Emergency Inflation Relief Act—which was introduced today—will help individuals who receive Social Security benefits, Supplemental Security Income (SSI), Railroad Retirement benefits, veteran disability compensation, Civil Service Retirement System benefits, and veteran pensions keep up with rising ...
However, the payment amounts may vary, according to the IRS. The full credit amount is available to individual taxpayers with up to $75,000 in adjusted gross income and to married couples who file jointly with up to $150,000 for 2021.
Yes, Supplemental Security Income (SSI) received a Cost-of-Living Adjustment (COLA) for 2025, increasing the federal benefit rate to $967 for individuals and $1,450 for couples starting January 1, 2025, with payments actually arriving in late December 2024. More significantly, a 2.8% COLA was announced for 2026, meaning SSI payments will increase again, with the first boosted payments for January 2026 arriving on December 31, 2025, raising the individual maximum to $994 and couples to $1,491.
What Is the 2025 SSDI COLA Increase? Approximately 68 million Social Security recipients will see their monthly benefits increase by 2.5% starting in January 2025.
Stimulus payments
Single taxpayers with an adjusted gross income (AGI) of $75,000 or below. Taxpayers filing as heads of household with AGIs of $112,500 or below. Married couples filing jointly with AGIs of $150,000 or below.
The maximum Supplemental Security Income (SSI) payment for 2025 is $967 per month for an individual and $1,450 per month for a couple, effective January 1, 2025, due to a 2.5% Cost-of-Living Adjustment (COLA). Your actual payment in April 2025 will be this federal maximum unless you have countable income or live in a state that provides a supplemental payment, which could lower your amount.
$200 Monthly Right Now for Everyone on Social Security. The 2.8% COLA rise for 2026 Social Security benefits, which would raise monthly checks by almost $56, would be included in the projected payments.