Here's how to keep your Social Security information secure: Create a Social Security account. Set up two-factor authentication. Block electronic access to your Social Security account. Don't give out your number in unsolicited calls or emails. Shred documents with your number.
The Social Security Administration has a free, online tool called Self Lock that lets you immediately stop someone else from using your Social Security number when applying for a job or a new credit account. You can access this feature after setting up an account at Social Security's E-Verity website.
Identity Theft: If you think an identity thief is using your SSN to work or to collect benefits, call the Social Security Fraud Hotline at 1-800-269-0271. If you think someone may be using your SSN to work, check your Social Security Personal Earnings and Benefit Statement.
The majority of such messages can be intercepted and read. Also, don't leave a voicemail that includes your SSN. If you need to contact someone and give them your number, it's best to do it in person. The second best way is to reach them on the phone and do it live.
You can call the SSA to lock your SSN. Contact them at 1-800-772-1213, and make sure you have additional proof of your identity when you speak to them. Additional forms of identification could include a driver's license or passport.
There is NO COST to place or lift a security freeze. For more information, see detailed instructions entitled “Placing a Security Freeze on Your Credit Report to Protect Yourself from Identity Theft” below. 5. Review your credit reports carefully.
You may not find out that someone is using your SSN until you're turned down for credit, or you begin to get calls from unknown creditors demanding payment for items you never bought. We protect your SSN and keep your records confidential. We don't give your number to anyone, except when authorized by law.
Keep in mind that you're not able to "freeze" your SSN, meaning that it can't be used at all. Locking your SSN won't prevent new credit applications. If you want to safeguard against someone else opening credit in your name, you have the right to freeze your credit report with each credit bureau.
Social Security Number Services are Always Free.
Go to the website of any of the three major credit bureaus and select that you want to add a fraud alert. Note: You only need to do it at one credit bureau. Once you place the fraud alert at any of the three bureaus, they automatically notify the other two.
If someone uses your SSN to obtain credit, loans, telephone accounts, or other goods and services, contact the Federal Trade Commission (FTC). The FTC collects complaints about identity theft from those whose identities have been stolen.
That's why you should freeze your credit files: It's a free and easy way to protect yourself from identity theft and to keep hackers and scammers out of your bank account. And while this latest breach isn't an urgent concern, big security scares like this tend to attract scammers who prey on the anxious.
Don't carry your Social Security card with you. Instead, memorize your SSN and keep it secure at home. Never repeat your SSN aloud in public or around anyone you don't trust, and always ask why and how it will be used before giving it out. Shred paperwork with your SSN.
To verify your identity and tax return status, call us at 800-908-4490. We can't give your refund status or other tax information at this number. For tax account answers, call 800-829-1040. To verify your notice or letter, search for it online or call us at 800-829-1040.
You can get your Social Security Statement (Statement) online by using your personal my Social Security account. Your online Statement gives you secure and convenient access to estimates for retirement, disability, and survivors benefits you and your family may be eligible for.
The first thing you should do when locking your SSN is call the Social Security Administration (SSA) at 1-800-772-1213 and ask them to block electronic access. This will prevent anyone (including you) from accessing your online Social Security account and changing your personal info or records.
Regularly check your credit report for anything unusual. Free credit reports are available online at AnnualCreditReport.com. Contact the IRS to prevent someone else from using your Social Security number to file a tax return to receive your refund. Visit Identity Theft Central or call 1-800-908-4490.
How to get an IP PIN. The fastest way to receive an IP PIN is to request one through your Online Account. If you don't already have an account on IRS.gov, you must register to validate your identity. Spouses and dependents are eligible for an IP PIN if they can pass the identity verification process.
If you know your Social Security information has been compromised, you can request to Block Electronic Access. This is done by calling our National 800 number (Toll Free 1-800-772-1213 or at our TTY number at 1-800-325-0778).
This type of identity theft is a very real threat. In 2024, nearly 3 billion Social Security numbers were reportedly compromised in a single hack. But taking steps such as freezing your credit and blocking electronic access to your SSN with the Social Security Administration can reduce your risk.
A security freeze, also known as a credit freeze, is one way you can help protect your personal information against fraud or identity theft.
You can change your Social Security number, but you must have a valid reason and proper documentation for proof. Qualifying reasons for a new SSN include repeated identity theft attempts or harassment and abuse.