Is 772 A high credit score?

Asked by: Athena Hills  |  Last update: February 9, 2022
Score: 5/5 (34 votes)

Your score falls within the range of scores, from 740 to 799, that is considered Very Good. A 772 FICO® Score is above the average credit score. Consumers in this range may qualify for better interest rates from lenders. 25% of all consumers have FICO® Scores in the Very Good range.

What kind of loan can I get with a 772 credit score?

A 772 credit score is often considered very good — or even excellent. With excellent credit, your credit scores become more of a bridge and less of a roadblock — a high score can help you qualify for premium rewards credit cards, auto loans and mortgages with the best terms.

What is considered a high credit score?

Generally speaking, a credit score is a three-digit number ranging from 300 to 850. ... Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.

What percentage of the population has a credit score over 800?

Percent of Americans Who Have a Credit Score of 800 or Higher. Another report from The Ascent reveals that only 22 percent of Americans have a credit score of 800 or greater7.

How common is a credit score over 800?

Only about 1 in 6 American consumers has a FICO credit score of 800 or higher. A FICO score in the mid-700s is generally considered good enough for the best rates and terms from lenders, but those with 800+ scores do have some things in common. Obviously, they don't miss payments.

What's a good credit score? (UK)

20 related questions found

Is 786 a good credit score?

Your FICO® Score falls within a range, from 740 to 799, that may be considered Very Good. A 786 FICO® Score is above the average credit score. Borrowers with scores in the Very Good range typically qualify for lenders' better interest rates and product offers.

Is 820 a good credit score?

Your 820 FICO® Score is nearly perfect and will be seen as a sign of near-flawless credit management. Your likelihood of defaulting on your bills will be considered extremely low, and you can expect lenders to offer you their best deals, including the lowest-available interest rates.

Is 764 a good credit score?

Your score falls within the range of scores, from 740 to 799, that is considered Very Good. A 764 FICO® Score is above the average credit score. Consumers in this range may qualify for better interest rates from lenders. 25% of all consumers have FICO® Scores in the Very Good range.

Is 755 a good credit score?

Your FICO® Score falls within a range, from 740 to 799, that may be considered Very Good. A 755 FICO® Score is above the average credit score. Borrowers with scores in the Very Good range typically qualify for lenders' better interest rates and product offers.

Is 803 a good credit score?

A FICO® Score of 803 is well above the average credit score of 711. It's nearly as good as credit scores can get, but you still may be able to improve it a bit. More importantly, your score is on the low end of the Exceptional range and fairly close to the Very Good credit score range (740-799).

What does a 800 credit score mean?

Your 800 FICO® Score falls in the range of scores, from 800 to 850, that is categorized as Exceptional. Your FICO® Score is well above the average credit score, and you are likely to receive easy approvals when applying for new credit. 21% of all consumers have FICO® Scores in the Exceptional range.

Is 699 a good credit score?

A 699 FICO® Score is Good, but by raising your score into the Very Good range, you could qualify for lower interest rates and better borrowing terms. A great way to get started is to get your free credit report from Experian and check your credit score to find out the specific factors that impact your score the most.

Is 700 a good credit score?

For a score with a range between 300 and 850, a credit score of 700 or above is generally considered good. A score of 800 or above on the same range is considered to be excellent. Most consumers have credit scores that fall between 600 and 750.

Can I get a mortgage with a 772 credit score?

A 772 FICO® Score is considered “Very Good”. Mortgage, auto, and personal loans are easy to get with a 772 Credit Score. Lenders like to do business with borrowers that have Very Good credit because it's less risky.

Is 772 a good credit score Australia?

In Australia, your Equifax Score will be a number between 0 and 1200. A "good" credit score is between 622 and 725, a "very good" score is between 726 and 832 and an "excellent" score falls between 833 & 1200.

What is a 722 credit score?

A 722 credit score is considered a good credit score by many lenders. Percentage of generation with 700–749 credit scores. Generation.

Can I get a mortgage with a 755 credit score?

755 credit score mortgage loan options

Experts say you need a minimum credit score of 620 to be approved for a conventional mortgage loan. As a result, a credit score of 755 should make a mortgage approval highly likely.

Can I get a car loan with 700 credit score?

A 700 credit score puts you firmly in the prime range of credit scores, meaning you can get a competitive rate as long as you shop around, have good income, and have a solid debt-to-income ratio. A 700 credit score gets an average car loan interest rate of 3% to 6% for new cars and 5% to 9% for used cars.

What is a 720 credit score?

Scores above 720 are considered excellent, while scores between 630 and 689 are considered fair. Scores below 630 fall into the bad credit range. FICO, the most widely known credit scoring system, and its competitor VantageScore both use the 300-850 range.

Can I get a mortgage with a credit score of 764?

A 764 credit score is often considered very good — or even excellent. With excellent credit, your credit scores become more of a bridge and less of a roadblock — a high score can help you qualify for premium rewards credit cards, auto loans and mortgages with the best terms.

Can I get a car loan with 764 credit score?

A 764 FICO® Score is considered “Very Good”. Mortgage, auto, and personal loans are easy to get with a 764 Credit Score. Lenders like to do business with borrowers that have Very Good credit because it's less risky.

What can I do with a credit score of 750?

A 750 credit score could help you:
  • Qualify for a mortgage.
  • Negotiate the loan terms, since the lender might be willing to compete for your business.
  • Get low mortgage rates, which makes borrowing cheaper.

Can I buy a house with a 820 credit score?

Creditors consider applicants with an 820 credit score as “golden.” If you achieve this, credit is widely available to you, and you'll pay less for it. In some cases, much less. Mortgage rates for those with top–level credit run about 1.5 percent lower than those for borrowers with fair credit.

Is 810 a good credit score?

Your 810 FICO® Score falls in the range of scores, from 800 to 850, that is categorized as Exceptional. Your FICO® Score is well above the average credit score, and you are likely to receive easy approvals when applying for new credit. 21% of all consumers have FICO® Scores in the Exceptional range.