Is a 749 credit score good?

Asked by: Diana Fritsch  |  Last update: February 9, 2022
Score: 4.3/5 (50 votes)

A 749 credit score is Very Good, but it can be even better. If you can elevate your score into the Exceptional range (800-850), you could become eligible for the very best lending terms, including the lowest interest rates and fees, and the most enticing credit-card rewards programs.

Can I buy a house with a 749 credit score?

A 749 credit score is a good credit score. The good-credit range includes scores of 700 to 749, while an excellent credit score is 750 to 850, and people with scores this high are in a good position to qualify for the best possible mortgages, auto loans and credit cards, among other things.

What is an excellent credit score?

Generally speaking, a credit score is a three-digit number ranging from 300 to 850. ... Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.

What is the average FICO score for good credit?

The base FICO® Scores range from 300 to 850, and FICO defines the "good" range as 670 to 739. FICO®'s industry-specific credit scores have a different range—250 to 900. However, the middle categories have the same groupings and a "good" industry-specific FICO® Score is still 670 to 739.

Is 789 a good credit score?

A 789 credit score is Very Good, but it can be even better. If you can elevate your score into the Exceptional range (800-850), you could become eligible for the very best lending terms, including the lowest interest rates and fees, and the most enticing credit-card rewards programs.

CREDIT SCORE: How to get from 750 to 800 and Above

25 related questions found

Is 890 a good credit score?

An 890 credit score is excellent.

Is 785 a good credit score?

Your FICO® Score falls within a range, from 740 to 799, that may be considered Very Good. A 785 FICO® Score is above the average credit score. Borrowers with scores in the Very Good range typically qualify for lenders' better interest rates and product offers.

Is 728 a good credit score?

A 728 FICO® Score is Good, but by raising your score into the Very Good range, you could qualify for lower interest rates and better borrowing terms. A great way to get started is to get your free credit report from Experian and check your credit score to find out the specific factors that impact your score the most.

What are the 5 levels of credit scores?

What Do Your Credit Scores Mean?
  • Exceptional: 800 to 850. FICO® Scores ranging from 800 to 850 are considered exceptional. ...
  • Very good: 740 to 799. FICO® Scores in the 740 to 799 range are deemed very good. ...
  • Good: 670 to 739. FICO® Scores in the range of 670 to 739 are rated good. ...
  • Fair: 580 to 669. ...
  • Poor: 300 to 579.

Can you buy a house with a 740 credit score?

A FICO Score between 740 and 850 is generally considered to be in the very good to excellent credit score range to buy a home. If your score falls below this level, however, you may still be eligible for some mortgage opportunities in the financial marketplace.

Is a 740 credit score good?

Your FICO® Score falls within a range, from 740 to 799, that may be considered Very Good. A 740 FICO® Score is above the average credit score. Borrowers with scores in the Very Good range typically qualify for lenders' better interest rates and product offers.

Is 699 a good credit score?

A 699 FICO® Score is Good, but by raising your score into the Very Good range, you could qualify for lower interest rates and better borrowing terms. A great way to get started is to get your free credit report from Experian and check your credit score to find out the specific factors that impact your score the most.

Is 803 a good credit score?

A FICO® Score of 803 is well above the average credit score of 711. It's nearly as good as credit scores can get, but you still may be able to improve it a bit. More importantly, your score is on the low end of the Exceptional range and fairly close to the Very Good credit score range (740-799).

Is 762 a good credit score?

Your score falls within the range of scores, from 740 to 799, that is considered Very Good. A 762 FICO® Score is above the average credit score. Consumers in this range may qualify for better interest rates from lenders. 25% of all consumers have FICO® Scores in the Very Good range.

Is 720 a good credit score?

A 720 FICO® Score is Good, but by raising your score into the Very Good range, you could qualify for lower interest rates and better borrowing terms. A great way to get started is to get your free credit report from Experian and check your credit score to find out the specific factors that impact your score the most.

Is 730 a good credit score to buy a car?

According to Credit Karma, a 730 credit score is considered good. Although it's not in the top tier, it's definitely strong enough to garner consideration for a car loan at a good interest rate. ... Lenders also look at income, credit history, and debt-to-income ratio.

Can I buy a house with a 728 credit score?

A 728 FICO® Score is considered “Good”. Mortgage, auto, and personal loans are relatively easy to get with a 728 Credit Score. Lenders like to do business with borrowers that have Good credit because it's less risky.

Is a credit score of 750 good?

A 750 credit score is Very Good, but it can be even better. If you can elevate your score into the Exceptional range (800-850), you could become eligible for the very best lending terms, including the lowest interest rates and fees, and the most enticing credit-card rewards programs.

Can I buy a house with a 765 credit score?

A 765 credit score is often considered very good — or even excellent. With excellent credit, your credit scores become more of a bridge and less of a roadblock — a high score can help you qualify for premium rewards credit cards, auto loans and mortgages with the best terms.

Can I get a car loan with a 785 credit score?

A 785 FICO® Score is considered “Very Good”. Mortgage, auto, and personal loans are easy to get with a 785 Credit Score. Lenders like to do business with borrowers that have Very Good credit because it's less risky.

What's the max credit score Canada?

In Canada, your credit score ranges from 300 to 900, 900 being a perfect score. If you have a score between 780 and 900, that's excellent.

What is TransUnion highest credit score?

Understanding credit score ranges

A good score with TransUnion and VantageScore® 3.0 is between 720 and 780. As your score climbs through and above this range, you can benefit from the increased freedom and flexibility healthy credit brings. Some people want to achieve a score of 850, the highest credit score possible.

Is there a 900 credit score?

FICO® score ranges vary — they can range from 300 to 850 or 250 to 900, depending on the scoring model — but higher scores can indicate that you may be less risky to lenders.

Is 873 a good credit score?

An 873 credit score is excellent.