Is getting an ACA worth it?

Asked by: Emelia Kautzer  |  Last update: July 19, 2026
Score: 4.1/5 (66 votes)

Getting the ICAEW ACA qualification is highly worth it for a career in finance or accounting, offering high salary potential, job security, and global recognition. While it requires significant, intense effort (3-4 years), it unlocks senior roles and provides substantial long-term, high-earning career opportunities.

Is it worth doing the ACA?

The benefits. ACA training creates leaders, creators and big thinkers who can look beyond the numbers and are equipped with the technical knowledge and commercial skills needed to work across all aspects of management, finance, and accounting.

What are the disadvantages of ACCA?

ACCA Disadvantages No One Talks About

  • Some domestic employers still prefer CA.
  • Higher course fees than Indian alternatives.
  • ACCA does not grant audit signing authority in India (unless additional licenses are acquired).

Is ACA equivalent to a Masters?

The ACA is comparable to a UK Master's degree or a postgraduate diploma. UK NARIC (the UK government's agency for the recognition and comparison of international qualifications and skills) recently completed an independent review of the academic level of ICAEW CFAB and the ACA.

Which is harder, CFA or ACA?

- Is ACCA more difficult than CFA? No, the CFA qualification tends to be considered slightly more difficult than ACCA - but this is to some extent a subjective matter, differing from person to person. Many people don't make it through the three levels of CFA because of the time required to finish the course.

Was the ACA Qualification Worth it? | Pros and Cons | Chartered Accountant

29 related questions found

What jobs can you get with an ACA qualification?

Top Career Opportunities for Newly Qualified ACA

  • 1) Banking and Financial Services. This market provides a dynamic environment for you to fully utilise your ACA skills. ...
  • 2) Commerce and Industry. ...
  • 3) Investment Management. ...
  • 4) Insurance. ...
  • 5) Public Practice. ...
  • 6) Tax. ...
  • 1) Option 1: Stay in the Same Role. ...
  • 2) Option 2: Move Internally.

Why is no one going into accounting?

The 150-hour requirement is seen as a barrier to entry. Accounting is perceived as boring. Compensation is lower than for other majors such as finance and technology. A lack of diversity seems apparent.

Do Big 4 accept ACCA?

All Big 4 accountancy firms – Deloitte, PwC, EY, and KPMG – are active recruiters of ACCA-affiliated accountants. Choice often depends on your interest area: audit, consulting, tax, or advisory.

Why do so many people fail ACCA?

Students usually fail an exam because they do not have the necessary knowledge OR they have poor exam technique OR a combination of both – the first step to success in studying for your retake is to understand the reason you failed.

Will accounting be replaced by AI?

Will AI replace accountants? Not entirely—but it will change accounting. Firms that embrace AI and technology will attract forward-thinking clients and top talent. Accountants who pair their expertise with AI tools will stay ahead of the curve.

What percent of accountants quit?

A significant percentage of accountants are leaving the profession or their jobs, with over 300,000 U.S. accountants quitting in recent years (a ~17% workforce reduction), driven by burnout, long hours, poor work-life balance, and lack of advancement, leading to a major talent shortage. Surveys show high intentions to leave, with nearly 44% planning to switch jobs in the next year and 29% having already left a company in the past two years, while many younger professionals (39% in one survey) are particularly prone to high turnover.

What is the most respected accounting certification?

The Certified Public Accountant (CPA) is the most recognized and prestigious accounting certification, especially in the U.S., serving as the "gold standard" for public accounting, leadership roles, auditing, and tax preparation, while the Certified Internal Auditor (CIA) and Certified Management Accountant (CMA) are highly respected for corporate and internal roles, and the Certified Financial Analyst (CFA) is paramount in investment management. 

How prestigious is the ACA?

Offered by ICAEW (Institute of Chartered Accountants in England and Wales), the ACA qualification is highly regarded in the UK. It is tailored towards those aiming for senior roles in audit, accountancy, and business leadership. Key facts: Prestige: One of the UK's oldest and most respected accounting qualifications.

Is ACCA harder than CA?

Is ACCA harder than CA? Generally, CA is considered tougher because of its very low pass rates and lengthy articleship requirement in India. ACCA has a more flexible exam structure, on-demand exam options for early levels, and modular progression.

Can AI take over ACCA?

AI can take care of repetitive tasks, but the real value lies in judgment, ethics, strategy, and decision-making, areas where human accountants will always be irreplaceable. That's why qualifications like ACCA are shaping future-ready professionals.

Is accounting dying out?

Accounting Today reported that the U.S. Bureau of Labor Statistics projects a 5% decline in bookkeeping, accounting and auditing jobs by 2023 due to technological advancements. These factors make students question the long-term viability of accounting as a career.

Is an accounting degree useless without CPA?

No, an accounting degree is not useless without a CPA; it opens many doors in corporate, government, and non-profit sectors (like financial analysis, management accounting, and internal audit), but a CPA is often essential for public accounting (especially auditing), high-level management roles (like CFO/Controller), and roles requiring public attestations, with the CPA providing a significant career boost, higher earning potential, and faster advancement, according to Bellevue University, Franklin University, Post University, and SuperfastCPA. 

How much does a newly qualified ACA earn?

Experience, sector and company size

The global average salary for a newly-qualified ACA in 2025 is £55,000 according to ICAEW data, with the average salary for members across all sectors standing at £107,000. For members working in industry the average global salary rises to £132,000.

What are the top 5 accounting careers?

5 accounting careers in demand

  • Auditor. ...
  • Bookkeeper. ...
  • Controller. ...
  • Financial analyst. ...
  • Forensic accountant. ...
  • Certified Public Accountant (CPA) ...
  • Certified Management Accountant (CMA) ...
  • Certified Internal Auditor (CIA)

Can you work in banking with an ACA?

There are a range of opportunities available to newly qualified ACAs across investment banking, asset management, private equity and more specialist financial services houses.