Is it better to become a chartered accountant or a master's degree holder in accounting?

Asked by: Virginie Quitzon  |  Last update: July 3, 2026
Score: 4.6/5 (42 votes)

Becoming a Chartered Accountant (CA/CPA) is generally considered superior for career progression, earning potential, and professional legal authority in auditing and tax, whereas a Master’s in Accounting is better suited for specialized knowledge or meeting the 150-hour education requirement to become a CPA. CPAs often command higher salaries, often USD 10,000+ more, and have greater job stability in public accounting and finance.

Is chartered accountant equivalent to Masters degree?

While the CA qualification is not a traditional graduation degree, it is considered equivalent to a postgraduate degree by the UGC circular and the ICAI, as clear from the above stated.

What are the disadvantages of a chartered accountant?

The Top 10 Cons of Being an Accountant

  • Fierce competition. It is true that there's an ever-growing need of accountants – but there is also an ever-growing number of job-seeking accounting graduates. ...
  • Hard work. ...
  • Lengthy education. ...
  • Additional certifications. ...
  • Continuing education. ...
  • Work hours. ...
  • Tedious work. ...
  • Office work.

Can I become an accountant with a master's in accounting?

A master's in accounting can open doors for individuals who wish to transition into accounting roles, as well as accounting and finance professionals working in the field. This graduate degree may be a good choice for those who wish to specialize in specialized roles or qualify for leadership positions.

Which degree is best for an accountant?

The "best" accounting degree depends on your goals, but top-ranked universities consistently include University of Illinois Urbana-Champaign (UIUC), University of Texas at Austin (McCombs), University of Pennsylvania (Wharton), Brigham Young University (BYU), and University of Michigan (Ross), often appearing in U.S. News & World Report and Poets&Quants rankings for both undergrad and grad programs. For a strong foundation, consider a BAcc or BSc in Accounting, while Master's (MSAcc, MAcc) or MBA programs offer specialization, with some accelerated programs fulfilling CPA requirements. 

My ACCA Journey | Becoming a Chartered Accountant | Exam Study Tips & Resources 📚

24 related questions found

What is better than a chartered accountant?

Just based on passing percentage ACCA has a better passing rate than CA. The main difference between CA and ACCA is that ACCA is recognized in 180 Countries, which gives you a wider and better career prospect and helps you get global job opportunities.

What is the failure rate of CA?

Each year, around 8–12% of candidates who appear for both CA Final groups in a single attempt pass both successfully, according to the most recent ICAI result data (2024 session). Over the last decade, the CA pass percentage has generally fluctuated between 5% and 20% for each group and attempt.

Are chartered accountants still in demand?

ICAI data shows there are 100,138 CA firms registered in India, as of 2025. In 2024 campus drives, 8,000 newly qualified CAs got placed, with top domestic package ₹ 26.70 LPA. According to ICAI, Indian CAs are in high demand globally and many foreign firms outsource from India.

Does a CPA count as a Masters?

No, a CPA is not a master's degree. It is a professional certification that requires a specific set of educational and experiential requirements.

What degree is equal to CA?

CA Qualification is Now Equivalent To PG Degree: UGC.

Which is better, CA or ACCA or CPA?

ACCA is the most globally recognized, accepted in more than 180 countries. CPA is well-recognized in the U.S. and its subsidiaries, while CA holds recognition predominantly within India.

Should I get masters before CPA?

The value of an accounting master's degree extends far beyond education. It's also a great way to ensure future job security and land a high-paying job. Becoming a Certified Public Accountant (CPA) takes preparation and commitment, and earning a master's degree can empower you along the way.

Is there a shortage of chartered accountants?

The accountancy sector is grappling with a severe talent shortage that threatens to impede its growth, according to a new global report released by Advancetrack.

What are the disadvantages of being a chartered accountant?

Con: Accounting Can Be Stressful at Times

Accountants are under high “stress during busy seasons, especially during tax season, when the hours can be very long,” says Dr. Machuca. Despite the benefits, an accounting career often brings tight deadlines, long hours, and high volumes of work during the annual tax season.

Should I get a CA or CPA?

Traditionally, the decision to choose a CPA or a CA was dictated by the career you sought. If you wanted to be an accountant within a commercial business you were encouraged to do your CPA, if you wanted to be in a tax or audit practice then do your CA. However, these distinctions have evolved.

What can I do instead of CA?

Top Alternative Courses for CA Aspirant

  • ACCA. Global Recognition: Recognized in 180 countries, ACCA is considered the UK equivalent of CA, offering job opportunities worldwide. ...
  • US CPA. ...
  • US CMA. ...
  • MBA. ...
  • CFA. ...
  • Company Secretary (CS) ...
  • Chartered Institute of Management Accountants (CIMA) ...
  • Financial Risk Manager (FRM)

What master's degree should I get with a Bachelor's in accounting?

Master of Science in Accounting:

Ideal for people looking to become Certified Public Accountants (CPAs) and those seeking public, corporate, or government accounting careers with a background in the field. Designed for students with a bachelor's in accounting who studied at a U.S. college or university.

What type of accountant is most in demand?

5 accounting careers in demand

  • Auditor. ...
  • Bookkeeper. ...
  • Controller. ...
  • Financial analyst. ...
  • Forensic accountant. ...
  • Certified Public Accountant (CPA) ...
  • Certified Management Accountant (CMA) ...
  • Certified Internal Auditor (CIA)

Can you become an accountant without a CPA?

Diverse Career Paths: Many well-paying accounting jobs don't require CPA certification. A non-licensure degree keeps your options open. Cost-Effective: CPA exam prep and licensure can be expensive. If you don't need it for your career goals, you can save time and money.